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Apartments Near Me Communities Find your floor plan Apply Apply online today Call leasing Contact Us Our Blog Housing hacks WELCOME TO APARTMENTS NEAR ME Affordable Apartments For Rent More than 1,600 affordable apartments for rent in Memphis, TN Our Communities Offer: Affordable Apartments Newly Renovated One to Four Bedrooms Gated Housing With 24/7 Security First Time Renter Options Second Chance Friendly Policies Move In Specials Floor Plans Hassan Bin-Sabah from Winbranch Complex Maintenance took care of our electrical issues quickly and were very courteous and professional Tia McCann from Thompson Court Love it here everyone is. Kind and my dog is happy Jahdzia Philpot from Summit Park I Had An Amazing Experience With Office Personnel, Very Kind. Great Units At Affordable Prices!

CHANGING LIVES ONE APARTMENT AT A TIME Every Tenant Have The Right For Great Service We specialize in residential rentals including single/multi-family homes, duplexes, and apartments. Our main services include consulting, marketing management, property management, and management procedures implementation. Our team consists of numerous like-minded individuals whose goal is to provide our landlords and tenants with exceptional experiences. The ultimate living experience is not just about providing good housing, but it is about going above and beyond to provide all around exceptional services for your residents. Our team is constantly innovating new ways to provide effective top of the line service to all 1200+ families. Our Open Positions in Memphis, TN are: Office Administrator ​ We are looking for a reliable Office Administrator. They will undertake administrative tasks, ensuring the rest of the staff has adequate support to work efficiently.. The ideal candidate will be competent in prioritizing and working with little supervision and will have the ability to lead project. They will be self-motivated and trustworthy. The office administrator ensures smooth running of our company’s offices and contributes in driving sustainable growth. ​ To apply send your resume to info@apartmentsnearme.biz ​ Maintenance Technician ​ This position reports to the maintenance supervisor and/or property manager and requires attention to detail and the ability to follow directions. A Maintenance Tech is able to complete any/all tickets requests including items such as carpentry, painting, flooring, light plumbing and electrical and HVAC. ​ To apply send your resume to info@apartmentsnearme.biz ​

How To Be Approved For An Apartment Getting the apartment that you want is about understanding the rental process and more importantly, the type of renter you are. When you are prepared to meet the requirements issued by your landlord and you know which types of apartments will best suit your pocket and lifestyle, you can improve the chance of an application approval. Get Approved for the Right Apartment Whether you have your sights set on views from a top floor apartment or you’re a first-time renter, the following steps can help you get approved for an apartment. What Type of Renter are You? When you start your search for apartments , the first thing you should consider is the type of renter you are. Renters fall into different categories based on their rental history, affordability, and credit. If you are taking on your first lease and your earnings cover the rental, you may be surprised if your application is denied. This could be owed to a lack of rental or credit history. This simply means that the landlord cannot determine your reliability as a tenant. By providing supportive documents and character testimonials, you can avoid this challenge in future apartment applications. When you understand the category of renter you fall under, you can apply for apartments compatible with your needs. You can also provide your prospective landlord with the information they need to make a confident tenant selection. There are 3 Categories of Renters The First Time Renter No Rental History Potentially Little to No Credit History The Second-Chance Renter Negative Rental History Poor Credit Insufficient Employment History The Good Renter Positive Rental History Sufficient Credit History Longevity with Employer How to Get Approved for an Apartment as a First Time Renter For the first time renter, your landlord wants to know that you will be a reliable tenant who will pay the monthly rent and stick to the lease period. Because you lack a rental history or may not have built sufficient credit, it becomes difficult to determine your responsibility as a lessee. Get a Co-Signer To get approved for an apartment to rent, you can get a co-signer on board who has a good credit history. This provides the landlord peace of mind that for whatever reason you cannot cover the rent, your co-signer will be available to do so. Show You are a Responsible and Honest Person Along with vouching for your credit, you need to show a potential landlord that you can be relied upon to adhere to the terms and the duration of your lease. Along with your rental application, add a few testimonials from your employer or colleagues concerning your dependable character. Keep it simple and to the point. For the Second Chance Renter Perhaps you have a bad credit history, you have suffered a foreclosure, or a prior eviction and you find that your apartment applications are unsuccessful. Fortunately, you can get approved for an apartment and it starts here! Apartments Near Me specializes in second chance rental apartments. We understand that life happens leaving you in a difficult circumstance. The good news is that you can still receive approval for an apartment despite your credit history or background. You can also check out our pages on How to pass background check and poor credit application approval Settle Outstanding Balances Prior to applying for an apartment, try to settle any outstanding balances or past due payments. You can also provide your future landlord with proof of your payments to settle these accounts. Rental History If you have been previously evicted, access your rental history record. An eviction will remain on your record for 7 years. If the 7 year period has not expired, explain to your new landlord the circumstances surrounding the eviction. Better yet, if you have a previous positive rental history include this to prove you can be a reliable tenant. Bad Credit If you have negative or low credit, try to show a zero balance for utility companies. This is one of the most important factors when being considered for second-chance programs. Tips to Get Approved for an Apartment Every landlord or property manager issues a set of requirements for rental applicants. The application includes minimum earnings, proof of employment, credit history, and standard issue rental questions. When you understand how to be approved for an apartment, you can provide your landlord with the right information and apply for apartments that best suit your rental interests. Remember, always consider apartments to rent that you can afford. Living within your means can prevent a negative credit rating due to lack of payment and the risk of eviction. Independent Contractors and Self-Employed Persons If you are an independent contractor or self-employed, be sure to bring at least the last two years tax returns to show proof and credibility of income. Proof of Income Ideally, you should earn 3 times the rental. This provides the landlord with confidence you can afford the rent, deposit, utilities, and your general living expenses. You must provide proof of income including updated pay slips for your rental to be considered. Proof of Employment Issue landlords or property managers with proof of job stability. Application for Pets If you have pets or wish to introduce a pet to your apartment in the future, always check with your landlord concerning pet approval. Information concerning their habits and an image of your pet can help your approval. Getting Approved for an Apartment is Only an Application Away You can get approved for an apartment when you meet the lease application requirements and assure your future landlord that you can exercise responsible, honest tenancy. For second chance renters, feel free to contact us to learn more about our apartment rental requirements and how you can apply for a second chance apartment. If you don’t get approved right away, don’t give up! Follow our steps to get approved for an apartment and always remain transparent. Affordability, honesty, and supporting documents are necessary to have your rental application viewed in a positive light. ​Learn more about: How to pass a background check How to find the right apartment Application Evaluation Poor credit and application approval First time renter Have questions? just check out our Housing application FAQ page ​ Disclaimer: This is being provided as a general service for the public and not specifically relevant to the properties associated with this website. This is only for common knowledge and ApartmentsNearMe.biz does not assume any responsibility. Tips for Moving From a House to an Apartment 911 0 1 like. Post not marked as liked 1 How to Find Housing Help in the US? 644 58 1 like. Post not marked as liked 1 Fix Your Rental History 3,118 17 18 likes. Post not marked as liked 18

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First Time Renter No rental history and no credit history Are you a First Time Renter? Renting for the first time can seem like a long and grueling process, but it does not have to be. Educating yourself as a first-time apartment renter can be the key to ensuring that your rental application process goes through smoothly. If you are questioning whether you should rent an apartment or home, check out our blog section, under “Why Live in an Apartment Complex?”. Positive & Negatives of Being a First Time Renter Did you know that more often than not first-time renters have little to no credit or rental history which can affect the approval or denial of the application. Of course, it is often assumed that if you do not have rental history and negative credit you would be automatically approved, but in all actuality, this is a plus and a minus. The plus is that there is no negative credit history and the minus is the fact that you have no credit history. A landlord or management company needs a basis upon which to evaluate your application. If they are unable to process your application based on the necessary information it is probable that it could be denied. When you have little to no credit it does not give the landlord the ability to see if you do or do not pay your bills. Unfortunately, this makes it difficult for the landlord to be able to assess the risk of you as an applicant. This is why educating yourself on how to rent an apartment or even a house for that matter is important and will help you to find apartments for first time renters like yourself . The Do’s of First Time Renting A good rule of thumb for first time renters is to make sure you have a longevity of employment history which will show stability. If you hop from job to job, or have a lack of employment history that will also negatively affect your application. It is also good to start building your credit at least six months prior to the anticipated move. However, with that you want to make sure that if it is a credit card, you make on time payments and that whatever line of credit you do accept, that you are able to maintain that account and remain in good standing. Ultimately, when doing any application the applicant needs to be able to provide documentation that proves he or she will be able to follow through with the terms of the agreement. As a renter you have to be able to follow the terms of the lease agreement which is more or less the terms and conditions that are required to be met to live at a specific location. First Time Renter Preparedness Do you know your anticipated move-in date? Have you researched the area? Is your anticipated apartment in a new city or state? Have you called and asked about availability and requirements? Does the apartments that accept first time renters? These are all questions you should have answers to that will increase and affect the efficiency of your application process. The application process requires participation from the landlord and the applicant; ensuring that all your ducks are in a row will make not only the process smoother, but will help you start to develop a good working relationship with your future potential landlord. Imagine if you are interviewing for a job: would you be late to your appointment; would you not bring your resume; would you come improperly dressed? The answer to all those questions was no. As always and with anything the first key to success is preparation. Always be prepared so when the time comes you do not have to get prepared. Not being prepared vs. being prepared in any situation could make all the difference. The First Time Renter & The Security Deposit Did you know that even if you do not have credit history or rental history that the application could be approved, but potentially with a higher security deposit ? “A deposit for a rental property is requested with every lease agreement. The purpose is to protect both tenant and landlord for the duration of the lease while securing the property you are interested in. There are many factors and conditions surrounding deposits and rentals.” When you call to inquire about availability and requirements you should ask whomever you speak with about the deposit process and if they are first time renter friendly apartments. Some places may not be able to give you a definite amount, because some deposits are based on your individual information, but if you can get a ballpark figure it will definitely help when mapping out your moving expenses. Some deposits are due before you are allowed to sign the lease and finish the process and in other cases deposits are due at the time of the lease signing. This information is going to be relative to your specific rental company. Remember, what one company does or allows, another company or landlord may not. Up or Down? This is the Question With all that being said, there is more than just paperwork when it comes to renting your first apartment. Now that we discussed the not so great part of the rental process, let’s discuss the fun aspect. The first great option about moving is that if you have never lived alone, you now have that option (if all application requirements are met). Another great option is choosing if you want an upstairs or downstairs apartment . From speaking with a lot of people, this is something that about half of renters consider, the other half is usually just ready to move. There are many reasons that you may want an upstairs or downstairs unit. It could be because you like loud music, maybe you have children, tend to be a heavy walker or maybe you are a night owl - these are things you should consider also when moving to your first apartment. Some companies may allow you to decide upstairs or downstairs and some may not - this is something you ask in the beginning when you initially start your apartment hunt. Create, Discover & Imagine as a First Time Renter Last, but certainly not least have you considered how you’re going to decorate? Do you have a theme or idea that you want displayed across your home? Well, once you move you can start the process of making your apartment feel like home. Of course you can buy items and furniture to furnish your apartment, but did you know you can also make original works of art for your home too. When thinking about furniture and decorations for your first apartment consider some DIY options . DIY options may take more of your time, but they often tend to be cheaper. DIY options also allow you to have one-of-a-kind pieces throughout your home. Not only is this a way of displaying your creative talents, but your work can also act as conversation starters for when you have company and don’t forget your housewarming party! Preparation + Education = Success as a First Time Renter Just remember everything is a process. The only way processes become easier if by educating yourself on the necessary information ahead of time. Being a first-time renter should be exciting and not stressful, but a lot that depends on you as the applicant. Always remember “ by failing to prepare, you are preparing to fail”. For more information on First-Time Renting, check out our blog The A-B-C Guide to First Time Renting . Learn more about: How to be approved for and apartment How to pass a background check How to find the right apartment Application Evaluation Poor credit and application approval ​ Have questions? just check out our Housing application FAQ page ​ ​ Disclaimer: This is being provided as a general service for the public and not specifically relevant to the properties associated with this website. This is only for common knowledge and ApartmentsNearMe.biz does not assume any responsibility. Tips for Moving From a House to an Apartment 911 0 1 like. Post not marked as liked 1 How to Find Housing Help in the US? 644 58 1 like. Post not marked as liked 1 Fix Your Rental History 3,118 17 18 likes. Post not marked as liked 18

Housing Application FAQ

How To Find The Right Apartment Before we jump into the size and location of your next apartment, we need to consider a few things beforehand. Self Evaluation Oftentimes when we are ready to move the first thing we consider is when and where. However, the first thing to do when considering moving is to do a self examination. A self examination will help you see what you can afford, what you need vs. what you want, your income, bills etc. Never jump into something not knowing how it will affect or be affected by your current status. There are three main categories you should consider no matter who you are: budget, renter status and situations and circumstances. No matter where you move you have to be able to remain financially stable, meet renter qualifications and be able to not let whatever situations or circumstances negatively affect your chances of renting. Budget Whether you are renting on your own or with another tenant , managing your finances is crucial to paying your rent, and other pressing expenses, on time. Start by jotting down your monthly income, then list your monthly expenses. Once you have deducted your expenses from your income, the next step is to break down general living costs and savings for a rainy day. Pressing expenses would include rent, groceries, insurance , utilities, and internet services. Ensure your budget can comfortably cover these each month, even in the event of an unexpected expense. In addition, some leases come with additional fees for amenities or services such as garden maintenance and/or administration fees can quickly add to your bills. Include your security deposit and costs for moving your goods to ensure the budget is intact and upfront expenses covered. The Formula Calculate your total net income over the last six months. Your net income is going to be what you bring home after taxes. However, take into account any check stubs that may have overtime, because that may not always be income that you have. Also any income you are considering to count for the six month term needs to be steady income, not something that you do off and on because once again you want to calculate your honest amount of disposable income. A good rule of thumb is making sure that your rent is no more than 40% of your net income. This means the remaining 60% of your income can be distributed for any bills, insurance, groceries and other expenses. Last, but not least add up your net income for one month. Divide this amount by at least 2.5 and this will be your rent budget. We actually recommend that you divide if by 3 so that you are on the safe side and then have a little additional wiggle room for any unexpected circumstances or situations that may occur. Do You Know Your Renter Status? A renters status is based on his own track record or lack thereof. You could be a first-time renter with little to no credit and no rental history which has it’s own plus and minuses. There are veteran renters, who are people who have rented for a while and generally maintained a good standing. In addition, veteran renters have little to no problems securing housing that falls within their means. Last, but not least we have second-chance renters. Second-chance renters are those who have some negative marks on their track record. Negative marks could be late payments, evictions, rental collections, bankruptcies, and/or some criminal occurrences. It’s always best to know how to classify yourself so you can choose places that are more susceptible to accept you and/or those that you can still qualify for if your track record is not the cleanest. First-Time Renters Make sure you calculate your budget and have been at your current job for at least six months. Try to start building your credit six months in advance. Any line of credit that you do utilize be sure to make all payments timely. Second-Chance Renters Make sure you are applying at a property that specifically accepts second-chance renters. Try to build your rental history because bad rental history can ultimately affect the approval decision and will make the approval odds slimmer. Also, if you know that you have rental collections on your background try to pay those off or make payments and bring a copy of the ledger or copies of the receipt to show the potential landlord you are attempting to make a step in the right direction. Don’t Let Your Life Stand in The Way Everyone has a different life. We all have our own ups and downs and plus and minuses. However, when it comes to handling business, a lot of times we are just additional pieces of paperwork. What this means is that, as pieces of paperwork in a big system of people trying to accomplish the same task, we have to make sure all of our ducks are in a row. Your rental situation may be different than other peoples, but if that is the case you need to have all information to support same. If maybe you don’t work but receive some sort of government assistance, you need proof of this. If you were in the military and receive that type of funding you need to have a way to show this as well. A good rule of thumb is always to call and ask questions if your situation is case specific. Situations and Circumstances If you have any situations or circumstances that may make the application process harder be sure to bring any necessary documentation or letters to reference or support that instance. Remember that apartment leasing offices deal with a lot of people and paperwork and not having the necessary information to support your situation could result in denial for a technical situation. Take Care of Business Remember when handling any business that it is a transaction. You are giving something to receive something from someone else. Always be polite, respectful and considerate when calling to discuss anything with your prospective landlord. Make sure that you meet the requirements before you go to do the application - no one's time wants to be wasted, including yours. The type of renter you are will always affect the outcome of the application so be sure to be financially responsible and periodically do self examinations to make sure you are operating in a way that works best for you and your lifestyle. ​Learn more about: How to be approved for and apartment How to pass a background check Application Evaluation Poor credit and application approval First time renter ​ Have questions? just check out our Housing application FAQ page ​ ​ Disclaimer: This is being provided as a general service for the public and not specifically relevant to the properties associated with this website. This is only for common knowledge and ApartmentsNearMe.biz does not assume any responsibility. Tips for Moving From a House to an Apartment 911 0 1 like. Post not marked as liked 1 How to Find Housing Help in the US? 644 58 1 like. Post not marked as liked 1 Fix Your Rental History 3,118 17 18 likes. Post not marked as liked 18

Application Evaluation Landlords are ultimately evaluating risk. Apartment renting is all about risk management (for example, the interest on your loans is your risk evaluation by the lender for instance). So, are you curious about what landlords take into consideration when applying for an apartment or a house? Landlords evaluate the ability of the applicant to fulfill the entire rental agreement. If it is an apartment inside a community, the probability of conflicts between neighbors and other residents will also be evaluated. Why an Application for an Apartment is Evaluated Your application is assessed by your future landlord to determine your risk as a future tenant. Renting is all about risk management. By providing your landlord complete transparency in your application, it can go a long way to increasing your chances of approval for a lease. What is an Apartment Application Evaluation? An application for an apartment to rent is performed by a landlord or a property manager. The purpose is to determine whether they will be issuing a lease and accepting you as a tenant. A rental application evaluation otherwise called a ‘tenant screening,’ involves a background check. All the terms listed on your application such as your employment history, your financial status, affordability, and questions posed by the landlord are carefully assessed prior to approving a lease. Your landlord needs to be confident that you can afford the rent, and you will adhere to the terms of the lease. An apartment lease agreement will detail the responsibilities of the tenancy. Your application is evaluated according to the fulfilment of a future lease. The terms in the agreement include the duration of the lease, the security deposit , and the monthly rent. What is Requested on a Lease Application? When you apply for a lease, be sure to have all your supporting documentation ready. A landlord treats applications on a first come first served basis. If you haven’t planned accordingly, you could miss out on the desired approval. Updated Identity Documents Your social security or residential permit for foreign nationals along with proof of your current address are requested. Proof of Employment and Earnings Provide 3 months bank statements, and proof of an updated payslip (which is proof of employment). If you are working for less than 3 months, a copy of the employment contract must be included with your application. Updated Contact Information Provide the contact information of your employer, your previous landlord, and your current residential address. How is An Apartment Evaluation Performed? An apartment evaluation ultimately involves a background check. A background check and tenant screening involve the following: A look at your criminal record An assessment of credit Proof of income Previous evictions Criminal Background Landlords want to know what kind of tenant you will be. The purpose of looking into your criminal history is to prevent: A violation of lease terms Timely rental payments Complaints from surrounding neighbors Illegal or questionable behavior in the apartment ​ References concerning your character and proof of stable employment can work in your favor. If you have a criminal background, consider building your rental profile with second chance apartments. Credit As part of a landlord’s risk management, they will take a closer look at your credit history. An example of examining your finances and affordability is determining the interest you’ve been charged on your loan. This also helps the landlord learn whether your finances are up to par or whether you fall into a subprime credit category of lending. If you are working on your credit, our 10 Tips to Financial Stability can go a long way to helping you improve your application success. If your credit is less than ideal, submit proof of debt negotiation, payment plans, and efforts you are taking to settle your debts. Proof of Income and Employment Providing proof of income and employment are standard issues on any apartment application. Landlords evaluate these factors to ensure you can: Firstly - Afford the rent Secondly - Maintain the duration of tenancy Thirdly – Prove to be a reliable and mindful tenant ​ If you are self-employed, issue supporting documentation proving an alternative income source. Ultimately, you need to show your landlord that you can maintain your rent and your general living expenses with ease. What Increases Your Application Risk? From the perspective of a landlord, the following factors place your application at risk: Eviction history Defaults Collections Domestic Issues Criminal charges Overall credit score And others ​ Again, providing supporting documents and explaining your unique circumstances will place your lease application in a positive light. How Long Does It Take to Process an Apartment Application? An apartment application is typically processed within 24 to 72 hours. If you don’t hear from your landlord after a 72 hour period, you can contact the office to check whether your application was received. Don’t make the mistake of constantly calling and emailing your landlord to check on the progress of your application. Give it some time and then send a follow-up email to determine whether your application was evaluated. What's the Formula in an Application Evaluation? Each landlord has his/her own formula to estimate the risk of an applicant. There are no two applicants that are processed the same. Every property and individual is different. So, how can this knowledge help you? Try to put yourself in the landlord's shoes and ask yourself if you would rent to yourself? If not, then, why not. Next, try to work on the problems that you see fit. Meanwhile, try to find properties that are background friendly such as second chance apartments , meaning they approve higher risk tenants. With careful consideration of what is included in a lease application, you can prepare and feel confident that you have done everything in your power to achieve approval. If you are unsure of the application process, take the time to speak to the potential landlord. He or she should be more than willing to explain the process to you including what they are looking for in a future tenant. This way you can get one step ahead and determine how you can facilitate a successful tenant and landlord relationship from the start! Learn more about: How to be approved for and apartment How to pass a background check How to find the right apartment Poor credit and application approval First time renter ​ Have questions? just check out our Housing application FAQ page ​ ​ Disclaimer: This is being provided as a general service for the public and not specifically relevant to the properties associated with this website. This is only for common knowledge and ApartmentsNearMe.biz does not assume any responsibility. Tips for Moving From a House to an Apartment 911 0 1 like. Post not marked as liked 1 How to Find Housing Help in the US? 644 58 1 like. Post not marked as liked 1 Fix Your Rental History 3,118 17 18 likes. Post not marked as liked 18

Cottonwood Apartments 4653 Cotton Dr, Memphis, TN 38118 Property Description Welcome to Cottonwood Apartments, an Apartments Near Me Brand Community where functionality and modern design meet affordability. Located in the heart of Memphis,Tennessee surrounded by culture and immersed in diversity Cottonwood Apartments offers spacious one and two bedroom apartments under $800. Our front facing balconies make it easy for residents to feel like they’re at the park or bonding with nature without ever leaving their house. If you’re considering moving to East Memphis or the 38118 area code then the warm and spacious designs of the Cottonwood Apartments should make us your first and only choice in renting affordably. Our one and two bedroom units offer large windows with excellent natural light coupled with stylish design qualities throughout the kitchen and bathroom. Amenities included with this affordable apartment include but are not limited to a 24/7 onsite laundry facility, assigned parking, 24/7 onsite security with dispatch, as well as being fully gated. If you are looking for a bite to eat, place to shop or a great school for the little ones Cottonwood Apartments is 15 minutes or less from the best options in the city. When it comes to finding an apartment home in the East Memphis area for you and your loved ones, look no further than the Cottonwood Apartments, an Apartments Near Me Brand Community. Contact Agent Cottonwood@apartmentsnearme.biz 4653 Cotton Dr, Memphis, TN 38118 (901) 360-8400 Apply Now Property Details Property Type Apartment Home Pricing Bedrooms 1 - 2 Bedrooms Bathrooms 1 Starting at $725 Floors 2 Apply Now Bedrooms ​ Starting at $725 $795 Property Location 4653 Cotton Dr, Memphis, TN 38118 Book A Tour Cottonwood@apartmentsnearme.biz 4653 Cotton Dr, Memphis, TN 38118 Mon-Fri: 9:00 AM - 4:30 PM (901) 360-8400 Leave your contact information and we will call you back Submit Applynow Cottonwood Frequently Asked Questions Are Cottonwood Apartments Second Chance Friendly? Cottonwood Apartments are second chance friendly. Moreover, Cottonwood Apartments maintain high community standards. We offer rental units to second chance renters as well as first-time renters. Also, check out our move-in specials. What Move-in specials does Cottonwood Apartments have on renting apartments? Our move-in specials are subject to change depending on what is best suited for potential residents. Call our office at 901-360-8400 for most up-to-date specials. Where are Cottonwood Apartments located? 4653 Cotton Dr, Memphis, TN 38118. Click this link “Cottonwood Apartments ” for directions What is Cottonwood Apartments phone number? (901) 360-8400 Are Cottonwood Apartments pet friendly? If your pet is friendly, we are friendly. Just keep it clean. What do I need to do in order to apply for an apartment with Cottonwood Apartments? To move into an apartment in Cottonwood Apartments you will need to do an application. To start the application process just leave your information and we will contact you back with the next steps by clicking right here. How soon can I move in once I'm approved? Once your application is approved, you will need to visit the office to start the leasing process for your new apartment. What hours are Cottonwood Apartments open? We are open Monday - Friday 9:00am to 4:30 pm

How To Pass A Background Check Like A Pro Are you looking to rent an apartment or renew your lease but fear what might appear on your rental background check? At Apartments Near Me we always encourage our tenants to put their best foot forward! This means exercising complete transparency when it comes to your credit, rental, or criminal history. With our simple tips we can help you pass your background check and create a successful landlord and tenant relationship , from the get-go! Why Do Landlords Perform a Background Check? The reason for running a background check or tenant screening, is to ensure the landlord’s business and property are protected against damage, losses, and legal pursuits owing to tenant activity. It also serves the purpose of ensuring that the information presented in your application is an accurate reflection of your financial and personal history. This helps the landlord choose the best possible tenants with confidence. Typical apartment or rental background and credit check can take few days to a week depends if there is also a job verification process and other manual work while the regular report can be downloaded from dedicated service providers. Each landlord and real estate manager have different ways of verifying information and conduct background check so take into account that it will probably will not take a day. If you do have something questionable on your report, it could compromise your chances of receiving approval for an apartment. Fortunately, past financial or rental issues do not mean the end of the road! We take a closer look at the steps you can take to pass your background check when applying for an apartment to rent. What is an Apartments Background Check? A rental background check for an apartment or a house is performed by a landlord as part of screening and selecting potential tenants. A background check can include: National criminal record Credit report History of eviction Employment history Government related incidents Your landlord can opt to investigate all or one of these checks prior to issuing approval for a lease. Along with providing your consent to the check, future tenants are required to cover the cost of the screening. What Shows on a Background Check? If you have been evicted, dealt with a criminal charge, faced a government related incident, or have bad credit, these could show up on your report. Landlords are permitted to look into any aspect of your background. While they can ask for your consent to do so, they are not legally obligated to. So, with or without your permission, your future landlord or property manager can run a full background check. Understanding how to manage the incidents on your reports can go a long way to receiving approval for an apartment lease ! First Step, Perform Your Own Background Check It is a good idea to perform your own background check. You can identify exactly what is in your report and create a plan of action based on your findings. You can have a full credit report for free and your police records as well. By checking what others can check on you it will help you to with rental credit checks. How to Manage the Following Incidents on Your Reports Bad Credit You’ve just performed a credit check and discovered a subprime credit rating (a subprime credit rating consists of a score between 580 and 669). While a credit check is the most performed assessment when applying for an apartment, there are things you can do to improve your application. If you are currently working on settling your outstanding bills, provide the landlord with proof of your efforts. Whether settling a credit card or a bill with a previous landlord, bank statements reflecting installments to reduce debt assures the landlord you are taking steps to improving your financial stability. Evictions Perhaps you have been evicted from a previous apartment. An eviction will remain on your rental history report for 7 years from the date of the eviction. If 7 years has passed, you’re in the clear, if not, consider adding an explanation as to why you were evicted. You can add character testimonials from an employer and friends or colleagues to reassure the landlord of your reliability and trustworthiness. Criminal Record If you have a criminal or felony record, there are still ways you can successfully apply to rent an apartment. Second Chance Apartments are the Way to Go! It is always a good idea to apply to properties with landlords and not property managers. Better yet, a second chance apartment is a great way to start and to establish sound rental habits, reliable rental payments, and overall positive tenancy. Check Your State Law Concerning Criminal Background Checks Be sure to learn more about state laws concerning background checks. There are certain states that will not reveal a conviction or record that is older than 7 years. This means that you do not have to disclose your criminal history. Show Positive Character Your landlord wants to know that they can depend on you to successfully run their business. This means paying rent on time, avoiding tenancy issues, and potential evictions. Provide documents to show you have built a new life. This can include character testimonials, educational pursuits, motivational support for youth, and activities you believe will place your circumstances in a positive light. We all deserve second chances and with. What to Do if You are Not Approved for an Apartment? If you are not approved, it is not the end! Simply try again and remember to remain transparent. You can also check our tips on how to get approved for an apartment to help you in your next apartment application. You can also check out our article: why my rental application was denied . What if I Feel the Background Check was Unfair? If you feel you have been discriminated against based on your background check, speak to the landlord to determine why your application was denied. What to Do with the Things On My Background? The best chance of increasing your approval for an apartment is to bring in any paperwork that supports your current status. Remember landlords evaluate risks. They want to make sure tenants will take care of the property and will honor the lease agreement. So, any document that shows positive business behavior and practices can help to lower your risk and ultimately improve your application approval. A great way to work on improving your rental, credit or personal history is to first to apply for second-chance properties, build a positive impression and show a reliable source of income. You can learn how apply the right way here. The most important thing to consider is that even if you have a criminal past, be honest about it. If you try to hide information there is a higher likelihood of denial. You can also improve your credit , by start paying off open accounts and close old ones, in addition try to avoid any new negative points. This way your credit report will be better over time. ​ Learn more about: How to be approved for and apartment How to find the right apartment Application Evaluation Poor credit and application approval First time renter ​ Have questions? just check out our Housing application FAQ page ​ ​ ​ Disclaimer: This is being provided as a general service for the public and not specifically relevant to the properties associated with this website. This is only for common knowledge and ApartmentsNearMe.biz does not assume any responsibility. Tips for Moving From a House to an Apartment 911 0 1 like. Post not marked as liked 1 How to Find Housing Help in the US? 644 58 1 like. Post not marked as liked 1 Fix Your Rental History 3,118 17 18 likes. Post not marked as liked 18

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