Search Results

Choosing between buying a house or renting an apartment has been a tough choice for many people. The pandemic has made long-term decisions more difficult. It affects the decisions we might make: like whether we should buy or rent a home. Both options have advantages and disadvantages that you need to weigh before you make a decision. In this article, we cover whether you should buy or rent an apartment in 2021. We’ve also provided opinions from experts to help you make the right decision. Buying a House Owning their own house and lot is a dream for many people. There is something that feels more substantial when you own the place where you live. It feels satisfying to own your house and have a sense of community. However, as much as buying a home is fulfilling, it also brings different advantages and disadvantages for a potential homeowner. This is especially relevant with the hard times brought by the pandemic. Why Buying a House Makes Sense in 2021 Buying a house has one distinct advantage: you get to own the place. A house is a valuable asset to have over the long term. It is an appreciating asset, which means it gains value over time. It also ensures you permanently own a space. In addition, owning your home means you can adjust your house according to how you want it. If you buy your house, you get to have complete control over your living space. If you want something removed or added, you have the choice to do it. Why Buying Might Not be a Good Choice in 2021 Buying a home also has its disadvantages. Therefore, it would be wise to consider the following points before making a purchase. One of the first things you should keep in mind is that buying a house is expensive. The median price of a house is in the lower to upper $300,000s. You also have to make numerous payments before becoming a homeowner. Among the costs involved are the down payment, the closing fee, the mortgage payment, along with miscellaneous expenses such as insurance and repairs. Unfortunately, in this pandemic, people are likely to be unable to afford such high costs. Owning a house means you are responsible for the upkeep of your home. There is no landlord to come and maintain things for you. When renting, you are responsible for taking care of your property. There is also a risk that you may lose your house if your finances are not set. Especially with how COVID-19 has shaken up people’s finances, a homeowner may come to lose their mortgage if they are not on stable footing. Renting an Apartment in 2021 There are many benefits to renting an apartment in 2021. Unfortunately, with the pandemic happening, everything has been affected, including rent costs. Here are some considerations that may make sense for renting out an apartment instead of buying a house. Advantages of Renting in 2021 Buying a house costs a large sum of money compared to renting an apartment. While owning a home can cost you around upper or lower $300,000, the median rental price is between the low $1000 to high $2000 price range. As the economy is still recovering from COVID-19, it might make better sense for some people to rent instead of buying a house. Renting is a lot cheaper and has fewer additional costs compared to buying a house. Renting an apartment also means you are not stuck in a permanent living situation. Compared to owning a house, renting makes you more mobile—you can easily change locations depending on your needs. When renting, your landlord would also be responsible for the maintenance of your space. This provides peace of mind from home DIYs or repairs for your rented apartment. Considerations for Renting The most significant disadvantage of renting is that your money would not go into an asset you can own. Unlike homeownership, renting a place means your money only goes to your landlord. Rent money would not go into building equity for you. Further, you do not have complete control over your housing because you do not own your living space. Therefore, you cannot change the layout of your rented apartment completely. While some minor renovations may be okay, major renovations may not be alright for your landlord when you are renting. Another disadvantage is that your landlord may stop leasing a property to you. Landlords may abruptly end your lease after your contract expires because they may want to sell the property or because they do not renew your lease at all. You should also consider the fact that your landlord may increase your rent later on. What the Experts Think Ron Wysocarski, Broker and CEO from Wyse Home Team Realty, says that the housing right now is quickly rising. This means that if you own a home, you will have an asset increasing in value. While homeownership can be expensive in 2021, it may prove to be the fit for you if you are stable and want to settle down. Even if a house may be costly, it would still gain value. According to Matt Ward from the Matt Ward Group, based on projections, homes will increase in value a year from now. However, according to real estate professionals from Modern Realty Guam, first-time buyers may heavily consider the options of renting or buying. First-time owners may not have sufficient funds ready to start the process of homeownership. It may be more prudent for people like them to rent rather than stretch their funds for homes they cannot afford. Final Words The right choice between renting an apartment or buying a house is a difficult one to say certainly. Both have distinct advantages and disadvantages. Renting may be cheaper, but it does not let you own your property, and it offers less control over your housing. On the other hand, while buying a house may be more expensive, it lets you own a place that can grow in value in the current 2021 market. Choosing between the two ultimately comes down to your situation, finances, and plans for the future.

We all know the frustration of needing more space! Piles of clothing next to your bed, stacked countertops, and overflowing drawers leave your apartment feeling cramped, cluttered, and chaotic. Why Should You Improve Apartment Storage and Remove Clutter? Clutter is considered the disorganization or scattering of items that make it difficult to move around the room or make the room less functional. It also means a haven for dust and dander and just makes you feel unhappy when you walk into your home. When your belongings aren't properly stored or organized it also makes it easier to get damaged or to lose things. You might know the feeling of looking for something specific and tossing items out of the drawers or frantically searching your apartment only to come short and be left with a mess. Clutter can also move far beyond an inability to find things, it can affect your mental health by causing anxiety, high levels of stress, and difficulty concentrating. The good news is that you don't have to think about moving to a bigger apartment or the expense of finding a new place with an extra room. Our guide focuses on the smart, simple, and cost-effective ways you can increase storage in a small apartment. As America’s spaces become smaller, your storage needs to become smarter Let’s Look at Ways You Can Practically and Easily Improve Storage Get Rid of What You Don't Need From clothing to oversized furniture, you can toss, give away, or sell the items that you don't need. A general rule for clothing is if you haven't worn an item within a year and it no longer fits, it shouldn't be a part of your wardrobe. By getting rid of the clutter and improving your overall space, you create a healthy, happy, and balanced home. Position Furniture to Maximize Space There are many styles of furniture with space-saving and storage features for your apartment; however, with a few changes in the layout of your sofas, dressers, and tables, you can create more space and better flow. Before you spend money on replacement furniture, first look at the ways you can improve your living space by repositioning the items you already own. For an open-plan living area, many people believe that placing a suite in the center of a room will make it look smaller; however, by moving the sofa forward or towards the middle of the space, you can create a cozy area that looks and feels larger than what it really is. For the bedroom, side tables with storage drawers placed on either side of the bed are the traditional way to position these items and are perfect for a small apartment. If you have a dresser drawer, its position depends on the design o the room. You can place a dresser next to the bed If there isn't enough space between the foot end of the bed and the wall. If you fin yourself opening the drawers of the dresser into the bed, then place it next to the bed or under a window. Another great way to improve space and storage is to look at examples of online furniture layouts for small apartments. This way, you can find a floor plan that is similar to your apartment. The purpose is to get inspired by the placement of sofas, tables, beds, and more in small spaces. Let's Look at A Few Popular Space Saving Ideas Use Door Hooks and Hangers The easiest and the most cost-effective storage solution for small apartments is to use door hangers or over-door hooks. Overdoor hooks allow you to hang your clothing, towels, and other items without having to fix a hook to the wall or door (because it's not permitted in an apartment lease). These accessories have a flat top that clips over the top of your door and may consist of a single hook, multiple hooks, or shelves. It keeps things neat and organized and is also a cheaper way to increase space. Ottomans Ottomans are small cubes, hinged stools, and a type of furniture available in a variety of shapes, fabrics, and sizes. On the higher end of the price scale, you can find ottomans that are sophisticated pieces of furniture with a hinged top that opens to hidden storage. You can also find more affordable and attractive ottoman boxes in a variety of colors that make great features and allow you to safely pack your goods away. Under-Bed Storage Check online stores for storage containers and boxes that are designed to slide under the bed. It will help you improve your space and keep your goods off the floor. It is also a good idea to keep seasonal items, accessories, and even shoes in these bins. Under-bed storage drawers are also inexpensive with some including small wheels making it easier to slide. Drawer Organizers Keep your drawers neat and tidy with a drawer organizer. You don't have to buy a new item of furniture but rather a drawer organizing system to help you keep everything in place. Ladder Shelves Great for the bathroom, kitchen, bedroom, or living room, the ladder shelf is the solution to storage and decorating without damaging your home. It can be placed anywhere in the room, is available in different sizes, and finishes. Mason Jars A regular glass jar can be repurposed and reused as a small storage container. Place in your kitchen to keep food fresh and easy to access or place your personal hygiene items in clear jars in your bathroom. Think about unique ways to use glass jars in and around your home. Pick the Right Furniture When you decide to get new furniture, think multi-functional. A piece should offer storage, décor, and space-saving for small apartments. Stackable Containers Stackable containers and plastic bins are great ways to improve your apartment space and get organized. These affordable containers can also be stacked inside your closet so you don't have to stare at them every time you walk into your bedroom. The reason you should look for stackable containers or plastic bins is to keep as little on the floor as possible. Get the kids involved! You can also use storage containers in different colors to organize kids' toys, shoes, or clothing. You can also encourage young ones to declutter by labeling each bin and having them place the toys they no longer want in the plastic bins for donations or giveaways. Storage Hacks for the Bathroom and Kitchen Time to Tackle the Bathroom A bathroom is a place of tranquility and privacy. Keeping it neat and organized can make your life that much simpler and certainly more comfortable. For shower areas, the clever use of a shower caddy can keep your shampoos, soaps, and similar products within reach and organized. This also prevents creating any fixtures that would have to be removed at a later stage. You can also use small baskets and containers to place on the shelf to help create organized space. These containers and baskets are available in different styles and colors at local stores and online, making them the perfect addition to your home. Storage and Space for the Kitchen Keeping the counters clear will leave even the tiniest kitchens feeling spacious. To create clear countertops, you need to have more storage. A simple way to keep your crockery and groceries organized and out of sight is to use bins, baskets, or containers inside your cupboards. Grouping similar items and foodstuffs in a container is not only a better way to store goods but also makes it easier to find what you are looking for. Many renters use transparent storage containers with labels. This helps you spot just what you need and when you need it. What are the Best Apartment Storage Ideas? The best storage solutions for your apartment help you save money while maximizing space. Most styles of modern furniture are designed to provide a contemporary appearance with the bonus of storage. Ottomans, chests, side tables, and smartly designed accessories can help you improve available space while preventing clutter. A golden rule in design when it comes to improving space in an apartment is to get as many things as you can off the floor. If you can’t use permanent fixtures such as shelves, then hanging caddies can provide the extra storage you need. Many over-door hooks and hangers with natural wood or sleek metallic finishes are economical, attractive, and functional. You can also use coat hangers and wine racks in creative ways to store and place your valuables. Making use of these features and maintaining an uncluttered space will leave you feeling lighter and brighter in your apartment. Remember, there are many ways of adding storage to a small apartment. Take a look around your home and think about ways you can repurpose items such as glass jars or wood boxes to keep things organized. The proper layout of furniture and use of accessories can also go a long way to improve apartment storage.

Owning a home is a dream that most of us desire and when you’re in the fortunate position to buy a house, it’s important to protect that dream by understanding the long-term commitment, the costs, and the value of your investment. Whether you’re looking to purchase a home earning $12-$16 an hour or you’re saving for your dream home, the following 9 tips can prepare you to successfully buy a house. 1. Negotiate Your Contract When you purchase a home, you’ll have a lot of paperwork to complete. Many buyers feel overwhelmed and intimidated by the process which prevents them from negotiating their contracts. If there are conditions that you would prefer such as a pre-purchase inspection or the purchase being contingent on your mortgage approval, then you can present these requirements to your realtor and the seller. You should have the opportunity to negotiate your contract within reasonable terms and conditions. 2. Buy for Your Future When you take on a mortgage, you could be paying it off over the next 20 to 30 years. While one certainly cannot predict the future, it’s always good to consider your lifestyle and goals before you commit to purchasing a house. If you want a family, a house located close to schools and amenities may be a good choice. If you'll be traveling a lot, a secure complex or lock-up & go could be for you. Remember, when you purchase a property, you might only see some equitable gains in 5 years. This means sitting tight until you can sell it at a higher value than the purchase price should you wish to move. Think about your lifestyle for the next 5 years and whether the property you are interested in will satisfy these needs. 3. Think Affordable When you walk into a house that you fall in love with, but the listing price is well above your means, you’ll be putting yourself under immense stress and financial pressure to keep up with the payments. You won’t even enjoy your new home at the end of the day! We all want to live in a popular neighborhood with a fully renovated interior, a lush garden, a swimming pool, the works; however if you can’t afford it, don’t pursue it. More than 44 million cost-burdened Americans are currently facing challenges in housing affordability, so consider this scenario: You’re just managing the installments on your home loan, then the company you work for places you on short-time or cuts your pay because of the impact the pandemic has had on business. You earn less but your expenses rise as inflation increases and markets remain unstable. You find yourself in a cost-burdened position, unable to afford your mortgage, which places your home and future at risk. Start affordable. You can always think about renovating in the future or purchasing a larger house in a different neighborhood when you have the finances. How much can you afford? According to analysts, your mortgage, insurance, and associated taxes should be below 30% of your income. Getting pre-approved for a home loan is also a good way to determine your affordability and it makes the approval process that much faster. 4. Consider Your Marital Status Buying a house is a long-term commitment unlike renting which offers a month-to-month or year-long lease. It also has many legal implications if you share the house with a spouse or partner. Unmarried couples in states such as Iowa, Colorado, Texas, Kansas, and Oklahoma may be subject to common law. This means that your significant other has rights and benefits that may include the inheritance of property or a share in the estate should the relationship end. Consideration of these laws can help you protect you and your dependents' financial interests. 5. What Does Your Credit Look Like? Credit is one of the most important financial factors when considering your mortgage approval. Because lenders use your FICO score (which is your credit rating) to determine your financial health, it will influence whether you receive a home loan. Lenders want to know that you can pay your monthly installments on time and if you can’t manage your debts, then you’ll be unable to keep up with your home loan. A positive credit rating also helps you get a better interest rate on your loan. For more information on credit and working on your financial status, you can check out Credit 101 with tips to rebuild your credit. 6. Shop Around for a House Take your time to look for your next home. Once you know how much you can afford, search for homes within this cost bracket. While it is easy to look at properties at a much higher price, the temptation to put in an offer is far too great. Stick to your budget and you will find something that satisfies your pocket and your lifestyle. Factors That You Should Consider When You Shop Around for a House Include: The Traffic How long will it take you to get to work? If you don’t have a car, what is public transport like? Is it safe and can you reach major highways with ease? The Neighborhood Get to know the community if you aren’t familiar with the neighborhood. Are there schools nearby, what is the entertainment like, and is it a friendly and secure area? If you don’t know much about a particular suburb, visit the neighborhood on a weekend when most people are home. This way you can get a sense of the general activity. The House Itself When you look at a newly renovated house with great floors, kitchen cabinets, and a fresh coat of paint, it’s easy to forget about the practicality of the property. You should consider the layout, the amount of storage available, and the general maintenance. What about the yard? Does it need a lot of work? Will it be expensive to maintain? If it has a pool and you have small children or pets, is it covered or fenced for safety purposes? The Advert Ensure the advert you view online is legitimate before any discussion of a deposit or payments comes into play. Online housing fraud is rife, so ensuring that everything is above board will go a long way to protect your interests and your pocket! 7. Consider a Pre-Purchase Inspection The initial walkthrough won’t reveal possible roofing issues, plumbing, or the presence of mold and asbestos, especially in older homes. An inspection can minimize any unexpected expenses and it can also be used to negotiate the purchase price or the terms of the transaction. It can also prevent a major cost in repairs should a plumbing or roofing problem materialize when you move in. 8. Organize Your Paperwork Once you’re ready to make an offer, get all your documents in order so there aren’t any delays in your application. Proof of income, proof of residency, and proof of full-time employment are among the documents that you’ll need to submit when offers are formalized. Keep track of the paperwork so should your offer not be accepted; you’re prepared for the next application. 9. Buy a House if Its Right for You There are houses in the city and houses in the suburb but only with some preparation, research, and planning will you know which property is right for you. Buying a house should always start with affordability. If you’ve got to put yourself into a financially stressful position to own property, then waiting until you’ve improved your funds or renting for the foreseeable future is best. There is no rule that says you have to commit to purchasing real estate, so you decide which options are better for your lifestyle and your pocket. If you do move forward with purchasing property, whether a modest lock up & go or a spacious single-family home, take the time to find affordability and don't feel pressured into making a decision. When you feel confident and at ease, and the day comes for your Realtor to hand you the keys, you'll know that you have a place not on loan, but your very own forever home...

Finally, it’s the end of the day, and you’re sitting comfortably in your favorite lounge chair, with a wine glass in hand and a luscious-looking platter of nibbles on the coffee table. You reach for the remote but then suddenly give a start as you see a little dark ball of coarse fur scurrying sneakily across the floor of your rental. The first thing you do is call the landlord. Then you hesitate, unsure of whether pest control is their responsibility or yours as a tenant. Wonder and worry no more by arming yourself with this quick read for tenants faced with pest infestations: Determine accountability A rental contract ensures that the landlord’s and the tenant’s rights are both protected. Your rental agreement should adequately include provisions specific to pest infestation, which should be able to safeguard your rights — and your peace of mind. In general, the landlord should provide pest control in rental units. Because pest infestations fall under the category of “repair concerns,” these are taken care of by the landlord. Pest control, then, would be among the default fixed rental property expenses shouldered by the landlord. However, in certain states, landlords do not shoulder the cost of pest infestations if these happen in single-family residences or are caused by the tenant. Determine state policy to know what to expect and how to prepare for any eventuality. Pest control can also fall under the variable rental expense of seasonal maintenance for which your landlord is also responsible. Does your landlord keep a regular maintenance schedule to get rid of dead leaves in the lawn or clean the gutters? Without regular maintenance, your rental unit can become a haven for all sorts of pests, such as ticks, fleas, and more. Do check your rental agreement if seasonal maintenance is covered. Improve and Repurpose It is good to know which pest management expenses can be taken care of by your landlord. However, there are cases where you may still need to dig into your pocket. Thus, it would be wise to include pest control measures when setting a budget for home improvement. Rental upgrades improve living conditions and you not only want to live comfortably but safely as well. Include pest control to ensure your optimum protection. Imagine a termite-riddled tree falling on your car or even an onslaught of allergic reactions brought about by bedbugs or cat fleas. Keeping your place pest-free is one of the apartment safety tips that you must conscientiously apply. Try to remember that as you crunch the numbers for home improvement expenses. Note, though, that permanent enhancements instead of basic home improvements are not reimbursable by the landlord. Also, consider that regulations in the lease contract may restrict the kind of repurposing or improvements you can do. Before taking on any project, review the agreement and discuss matters with your landlord. Essential Remedies So you have provided for pest control management in your home improvement plans. What then do you do with the pest problem that is facing you right now? Fortunately, several environmentally friendly DIYs can help you with minor pest problems without resorting to chemicals. Essential oils are valued more than their stress-reducing fragrance. They are also used to deter pests from cohabitating with you in your rental unit. Concoct a spray for cockroaches by mixing 1.5 teaspoons of tea tree oil with a cup of water. Use lemongrass oil to make insect spray. Mix 15 drops of lemongrass oil with 15 drops of citronella oil and 15 drops of peppermint oil and add these to 12 ounces of water to ward off pesky household insects. Other essential oils that can kill household pests, such as dust mites, are eucalyptus and peppermint oils. For each type of insect pest, there is an essential oil that will work to eliminate them. Not only are these essential oils effective without giving off toxic scents, but they can also help minimize the release of chemical gases from synthetic sprays. Just tweaking what materials we use to combat household pests can help environmental groups achieve net-zero emissions. Better than the Cure As cliche as it is, the saying “Prevention is always better than the cure” will always ring true, even today. Keep household pests at bay by keeping your rental clean and neat at all times with these few reminders: Rodents and cockroaches are attracted to places where they can find food, water, and shelter. Make sure no scraps of food are lying around. Always keep the lid shut on your trash bins. Store food in airtight containers that are pest-proof. Mosquitoes, on the other hand, thrive in any place with water. Regularly check any receptacles outside where rainwater may have accumulated. These are sure breeding grounds for larvae. Make sure you also dust off clutter and “disturb” the hidden nooks and crannies in your rental that are rarely used or visited. These are places where mosquitoes love to hide in relative safety. Parting Thoughts In summary, be forearmed by knowing the details of your lease contract, even the fine print. Set aside a portion of your home improvement budget for pest control. Resort to natural remedies for minor pest concerns. And lastly, remember that cleanliness goes a long way in preventing pest infestation. Secure your safety and sanity, and maintain a peaceful landlord and tenant relationship at all times by applying these pest infestation tips for tenants. About The Author: Katreena is a scientist and a life hack specialist. She's authored scientific journals on biotechnology and molecular biology. To take a break from scientific journals, she puts her mind into writing about lifestyle, health, and sustainability. She strongly believes that kindness makes the world go round.

What most of us are concerned about is covering our monthly rent so we don’t receive that dreaded eviction notice, but even if you are a good tenant, it’s important to know what the eviction process is about, and which types of situations would constitute a notice of termination of your lease. Let’s face it, an eviction is not pleasant. It is not pleasant for the tenant or the landlord, but it may be necessary depending on the circumstance. In this guide, we learn when eviction notices are issued, how evictions work, and we explore some questions you might have about the procedure involved in the termination of a lease. What is an Eviction? An eviction is defined as the legal process of terminating a lease and removing a tenant from the property being rented. Tenants cannot be evicted unless they receive a notice of termination (otherwise known as an eviction notice). *Eviction laws differ between each state and local municipalities, so we encourage you to learn of your local eviction proceedings and how state law applies to your situation. For the purpose of this guide, we explore the basics and general facts surrounding rental evictions. * How Does an Eviction Work? When you rent an apartment, you and the landlord abide by the rental laws presented in the lease agreement. Tenants can only be evicted when one or more of the lease regulations/rental laws is broken, you have damaged the property, rent is not paid, or illegal activities are performed at the property. The landlord will issue a notice which includes a warning to remedy the situation (eg. pay the rent), or to vacate the rental. If you are participating in illegal activity, landlords can request an immediate eviction without issuing a warning. You will receive a notice of immediate termination of the lease, and you’ll be required to vacate the property. In a different scenario, you’ve brought a pet home despite the lease stating that no pets are allowed in the apartment complex. In this circumstance, the landlord may first issue a notice to the tenant to remediate the situation by rehoming the pet. If the tenant refuses, they are in contravention of the lease and may be evicted. Evictions are also pursued by landlords who wish to take control of a property. When a property that is rented is sold to a different owner and the new landlord wishes to take possession of the rental, they have the right to issue a notice of eviction, unless otherwise stated in the terms of an active lease. The Process of an Eviction While evictions generally follow a similar process, remember that it can differ based on the state you live in. For example, in Texas, the landlord must give the tenant a 3-day notice to leave the property unless otherwise stated in the lease agreement. The landlord is also not required to give tenants time to pay the late rent or address the reason for breaking the lease. In New York, if a tenant is late with the rent, they must receive a 14-day notice. Tenants have the option to pay the rent within the 14 day period or vacate the property. Evictions are pursued when tenants have broken their lease. Landlords will investigate the matter in question (late payment, property damage, etc.) and issue the tenant with a notice of termination. This notice also provides the tenant the chance to remediate the situation which includes a few days or weeks such as repairing property damage. If the tenant still doesn’t address the requirement, they can be evicted. In cases of financial loss, landlords may also pursue an eviction lawsuit to recuperate rent, property damage, and even court costs from the tenant. Who Can Be Evicted from an Apartment or Rental Property? When you cannot pay your rent, you fail to repair property damage, or you violate the terms of the lease, you can be evicted from your rental. That’s why it’s always a good idea to read your lease and to understand the terms and conditions. That way you can protect your tenancy and you can establish a rewarding tenant and landlord relationship for the duration of your lease. How are Renters Protected Against “At-Will” Evictions There are instances where a landlord simply presents a notice of eviction with no ‘good’ or ‘just’ reason. California is a state that allows "no-fault" evictions. Renters can be evicted for numerous of reasons, or for no reason. Renters who are evicted without doing anything wrong may pursue a ‘no fault’ eviction only if this form of protection is offered in the state. The Different Types of Eviction/Termination Notices Each type of offense will receive a different termination or eviction notice, let's look at the most common types... I. Notice to Pay Rent If a tenant doesn’t pay rent, landlords will issue a pay rent notice. One will typically receive a few days to a week to settle the outstanding rent but if the balance is not paid, then an eviction may be pursued. II. Cure Notice When tenants break a condition of the lease, such as making too much noise or adding a permanent fixture to the interior, the landlord will give them a notice to correct the situation. If after a specific period the violation continues or is not “cured,” the landlord will issue an eviction notice. III. Unconditional Quit Notice In this instance, the tenant has no opportunity to correct the situation and will be issued with a notice to move out. There are circumstances that warrant an immediate eviction, and these include: · Engaging in illegal activity on the property · Repeatedly paying rent late or not paying rent at all · Property damage including structural damage · Failing to correct a lease violation Consideration of the laws in your state is important when it comes to the procedure for the termination of a lease. In certain states, your landlord may not have to give you notice to remedy a situation. In Indiana, if a tenant is on a month-to-month lease and wilfully damages the property the landlord can terminate tenancy immediately. So, if you don’t pay the rent on time, you can be issued a notice to move out without the chance or time to address it. General Eviction Notices and Evictions Without Cause In Texas, the landlord can issue a 30-day notice to terminate a lease. In NY the landlord can give you 30 to 90 days' notice to move out and will specify the date on which you must move out. Florida landlords can issue tenants a 3 day written notice for the payment of outstanding rent or to vacate the premises. Tenants who do not leave the property or remedy the rent will be subject to legal action. Actually, in the province of Alberta, which is located in Canada, the type of notice received and the period for eviction will depend on the situation. If the property is deliberately and extensively damaged, tenants in Alberta have 24 hours to vacate the property or 14 days to respond to a notice of eviction when the lease terms are violated. Tenants who object to the termination of lease notice and who do not vacate the property, regardless of the state they live in, will be issued a court notice. Where to Find Eviction Laws in My Area? The first step is to take a closer look at your lease agreement. Understand what each clause means and try to be a valuable tenant. This can prevent you from violating any of the terms in the agreement. Pay your rent on time and if you foresee a problem with settling your rent, speak to the landlord or reach out to organizations such as the HUD offering a rent assistance program. You can also learn more about “no cure” rental evictions for each state by visiting the legal encyclopedia of unconditional lease terminations. How will the Eviction Notice Be Communicated to Me? You can receive a notice of eviction in a text, email, letter, or even a Whatsapp message. The amount of time you have to move out once served an eviction notice will differ according to individual states. The most typical period to vacate a property after notice is issued is 30 days. In some states, it can be as little as 7 days or as long as 60 days. In Georgia, unless explicitly stated in the lease, the landlord does not have to give written notice and does not have a specific notice period. Once the tenants are aware of the notice they have 7 days to pay or comply with the Order. How Long Does the Process of Eviction Take? Again, the process of ending a tenancy will differ depending on the state you live in. In some states, it takes two weeks while others take months. The process is influenced by the reason for ending a lease and whether tenants are provided time to remedy the situation. The amount of time you have to move out once served an eviction notice will differ according to individual states. The most typical period to vacate a property after notice is issued is 30 days. In some states, it can be as little as 3 days as in the case of Florida tenancy and eviction law or as long as 90 days for tenants in NYC. How Can I Prevent Being Evicted? Evictions are a tricky process and because the laws differ depending on where you live, you may not always be given a second chance to correct the situation before being evicted. It is all about understanding the terms of your lease agreement and openly communicating with your landlord. If you know that your rent will be late, speak to the landlord rather than delay the payment. Some landlords and property managers are willing to assist you depending on your circumstances. They could even direct you to programs such as rent assistance. Remember, if you are required to vacate the rental property, the eviction will reflect on your rental history record for the next 7 years. Fortunately, not every eviction means that there’s a negative situation behind the motion. Some people are evicted when property developers take over a rental or the property deeds change. A future landlord may discuss the reasons for your eviction with you to determine whether you are a valuable tenant, so be clear about why you were evicted. Try your utmost to manage the terms of your lease and you’ll experience the endless benefits of renting! FAQ Let’s take a look at common questions and answers concerning evictions… Can a Landlord Evict Me if I Break a Verbal Agreement? Your landlord can only evict you on the basis of breaking the terms and conditions included in the lease or should you violate an amended clause that is recorded in the lease. While you may not be evicted on the basis of breaking a verbal agreement, it certainly doesn’t place your tenancy in a positive light or standing with your landlord. How Much Time Do I Have to Vacate a Property Once Served an Eviction Notice? Once served notice, you usually have 30 days. It also depends on the terms of your lease, the state, and the reason for ending the lease. If you live in New York, a general move-out request can take 30 to 90 days but as little as 3 days in Florida, so be sure to read up on the relevant state eviction laws. Can an Eviction Affect My Credit? If your eviction is owed to late or non-payment of rent it can affect your credit record. Because tenants are tracked digitally, all activities including evictions or payment issues are recorded. For those with a section 8 housing subsidy, failing to pay your rent could compromise your voucher assistance. If I Move Out of My Apartment, is it Considered Eviction? When you move out before your lease ends, you’ll be breaking the lease. It is not considered eviction; however, does come with penalties such as the loss of the security deposit. What You Should Know About the Termination of a Lease The best way to avoid evictions is to abide by the conditions of your lease. If you do find yourself in a tough situation, communicate with your landlord or find support and advice from a property manager. Some landlords are willing to help you depending on your circumstance. Evictions can be a hard pill to swallow, and it can affect your ability to find another home to rent. Fortunately, you have the option of renting a second chance apartment if you have been previously evicted. To learn more about your renting options, don’t forget to check out our guide: Second Chance Made Easy for more information.

Know Your Role as a Tenant & When to Call the Landlord As a tenant you know to pay your rent on time and abide by the lease but what happens when the tap in your bathroom starts to leak, or your sink becomes clogged? Do you try to fix the problem yourself or do you call your landlord? What if you repair something in your apartment and get penalized at the end of your lease? The question really is, how do you know what your role is as a renter and when it is necessary to speak to the property manager or the landlord about a concern or repair? While your apartment lease serves as an important guideline for your responsibilities, what happens when you come across a problem that it doesn’t address? The purpose of this guide is to explore the common rights and responsibilities of tenants but to also understand when it’s the right time to have your landlord or property manager step in to handle a rental issue. Why is it Important to Know Your Role as a Tenant? When you sign your lease, you are committing to the terms and conditions that are presented in the contract. After all, it is a legal document, and every complex has its own set of rules and regulations. These terms also differ between cities and states but what it all comes down to is playing your part so you can maintain the lease, avoid eviction, and ultimately get your security deposit returned. But your role as a tenant is much more than this! When you can resolve problems quickly and you are confident in your home, it makes for a happier and healthier tenancy. You deserve to enjoy your apartment and with our guide, you’re sure to become a confident renter! Tenant Rights and Responsibilities: The Basics Every city & state has its own lease with clauses and conditions, but we’ll cover the basics or the most common terms that tenants are expected to abide by. What is Your Role as a Tenant? Paying Your Rent As a tenant, you are expected to pay your rent on time every month. If you cannot pay your rent by the due date, always notify your landlord well in advance. While this doesn’t give you a free pass, it may help you better plan your payments and prevent penalties or eviction warnings. Most landlords are more accommodating than you may think so if you ever have a problem, be open, honest, and communicate with them. Stick to the Community Guidelines Some apartments have “quiet hours” or general rules against noise disturbances, so being considerate of your neighbor can prevent unnecessary warnings or penalties issued by management. Illegal or Business Activities are Not Allowed Apartments can only be used for residential purposes. If you were considering running a business from your unit, it could end up in an eviction. Illegal activities are not permitted in any complex and if you are found guilty, the landlord has the right to end the tenancy. Stick to the Number of Occupants Allowed If your lease agrees to tenants having 3 people living in the apartment, then a fourth individual is out of the question. Don’t risk the terms of the agreement especially with it being so hard to find apartments to rent and get approval. Maintaining the Apartment As a renter, you’ll find a breakdown of what you can and can’t do in your apartment, but it is your responsibility to keep the apartment in good condition. This means keeping it clean, eliminating clutter, and reporting any changes in condition such as wear and tear. Renters cannot damage the property of course, but you also can’t make any alterations. So, adding fixtures such as floating shelves, changing the light fittings, or removing wall-to-wall carpets are considered a no-go! If you really need to change something to make the apartment more practical, you can approach the landlord with your idea. They can give the go-ahead or they may think it unnecessary. Either way, the apartment has to be restored to its original or “move-in” condition by the time your lease expires. Landlords will perform a “move-out” inspection so any damage or changes will be recorded. What are Apartment Maintenance Services? During your tenancy, you’ll have general maintenance performed by a professional team or technician hired by the property manager or landlord. It is important to ensure that you have fixtures such as the air conditioning or plumbing maintained by the crew. Your landlord should give ample notice as to when these professionals or maintenance members will need access to the apartment to provide the necessary service. If you cannot be available on the day or time listed, find out whether you can reschedule. The maintenance team should not be allowed to enter your apartment without your knowledge or authorization unless an emergency or severe damage has occurred. Why Apartment Maintenance is Important? If for whatever reason, the apartment is not up to standard, you could be sacrificing your security deposit! For example, if you’ve spilled a glass of red wine on the carpet and you couldn’t get rid of the stain by the end of the lease, your landlord could hold you liable for the replacement of the carpet or for the cost of a carpet cleaning service. Ultimately, maintenance is needed to keep the apartment in its original condition which ensures its value is upheld. This is why it is so important that rented units and the complex itself remain in superior condition during the tenancy. When Do You Call Your Landlord for Repairs or Replacements? You walk into your apartment only to hear the sound of running water. As you get closer to the bathroom, you notice the floor is flooded and water is gurgling out of the toilet bowl! What do you do? Do you grab the plunger and try to figure out what’s causing the blockage, or do you contact the landlord? In this scenario, you need to get on the phone with your landlord immediately! A plumbing emergency, electrical fault, or related issue is not only damaging to the apartment but a risk to you as the tenant! It is always a good idea to ask the landlord for emergency numbers for plumbing, power, and other maintenance, or security issues. This way, you can get in touch with the right people at the right time especially if you cannot get hold of the landlord. Another risky situation that is common in apartments is related to electricity. Landlords are obligated to repair exposed wires, flickering lights, or poor functioning appliances. If you have a power problem in the apartment don’t hesitate to contact the landlord. It could pose a fire hazard and should be dealt with immediately. Some of the more common electric safety tips for an apartment include: Replacement of frayed or worn cables and extension cords Avoid running cables under carpeting Turn appliances off at the switch when not in use Don’t overload sockets or multi-plugs These are simple ways to protect your apartment and your belongings. Because you never know if an accident might happen, it is a good idea to buy renters insurance to protect your property. Pest Problem? It’s One of the Most Common Apartment Complaints Pests are common in homes and apartments but if you notice a rise in the number of roaches entering your property or the mouse that made its way into your kitchen isn’t a once-off occurrence when is the right time to speak to the landlord? It is your right as a tenant to have access to a safe and hygienic living environment. While you can use store-bought traps and control measures in your apartment, it is always better to bring the problem to the landlord’s attention. You may use bait only for the neighbor’s cat to consume it and there could be repercussions! So, speak to property management and find out what you can do or what’s being done about the issue. Sometimes the odd pest could be limited to your apartment, or it could be an issue in the apartment complex. How to Approach the Property Manager and Landlord You should call the landlord with your concern, or you can send an email. It is usually better to follow a verbal conversation up with an email, so you have the report or request in writing. Remember that you need to give the landlord a reasonable time within which to get to the issue. If your bathroom tap has a slow leak, don’t expect the plumber over in a few hours. Your management team will advise on the time for inspections of the problem and getting the right professionals in for repairs or replacement. If weeks go by without communication from the landlord, then you can give them another call to follow up and find out when the matter will be resolved. Should you notice any wear and tear such as scuffs on the floor or a faulty light switch, report these and get it in writing. You don’t want to be responsible for wear and tear and compromise your security deposit. Awareness is the Key to Successful Tenancy Stay on top of your rental and you’ll find it easier to maintain. You’ll also know when to contact management to check out a problem and have it fixed!

When you have your sights set on an apartment or house to rent, you apply online and pay the deposit. Then communication from the property manager stops and despite your calls, you either get the run around or no response at all. You soon realize that the listing was never real, and you’ve just become the victim of a rental scam… Renting scams are not uncommon and can happen to even the most experienced renters. The sad reality is that more than 5 million renters in the US have suffered financial loss because of a false listing. You could lose a couple of thousand dollars on a deposit or the first month’s rent if you happen to connect to a fraudster. Because we look for apartments to rent or even a house to buy online, this makes us more susceptible to a scam. Con artists and fraudsters use technology in convincing ways, so we aren’t aware of a fake advert until it is too late. The purpose of this guide is to help you identify a renting scam before you sign any paperwork, deposit money, or waste your precious time! Let’s start by learning what a rental scam is… What is a Rental Scam? A rental scam is typically a false online advert for a property to rent. It is very appealing and looks authentic including images of a property and a private contact or even branding for an agency. Unfortunately, it is designed to lure you in and usually includes low rent, low deposits, and other deals that many renters would find interesting. This is not to say that all adverts offering very low rent or rental deals are fake, not at all! The scam advertisement is considered too good to be true! False Listings During the Pandemic Unfortunately, the pandemic hasn’t helped matters at all when it comes to slowing these types of fraudsters down; in fact, these types of fake listings seem to be on the rise! More people, of all ages, are being preyed upon during a very vulnerable time in their lives. Not only are renters being targeted but property buyers too. Scammers have been following the property market trend and targeting people who are looking for affordable rentals, short-term rentals, and real estate deals. In 2020, more than 13 000 renters fell victim to online listing scams. As these numbers continue to climb, the best step you can take is to recognize the signs of a false rental listing, so you don’t become a victim. Let’s take a closer look at an example of an online listing scam. Renter Caught By Fake Apartment Listing John was searching for an apartment to rent after sharing a place with his roommate for some time. He visited some of the more popular websites and came across a Michigan apartment that he decided to apply for. The so-called agent moved the application process along pretty quickly and John decided to sign the “lease” (which was fake) and pay the security deposit into the provided account. When he contacted the agent to meet at the apartment that very week, his calls were ignored, and nobody showed up to the appointment. Even after contacting an authentic rental agent in the area, John was unable to recuperate the funds that he lost. John had become a victim of an online rent scam. Let’s Take a Closer Look at Some of the Signs You Should Look for in Your Next Listing Lower than Average Rent If you see an advert with low rent in a good area, it may be an attractive opportunity to save; however, significantly lower prices are usually an indication that something is off. If you find an affordable apartment, the first step is to compare the rent to similar properties in the neighborhood. If you notice the price is far too low for the current market rates, it could be a scam. Viewings are Stalled or Not Allowed This is one of the first and most alarming signs that you could be getting scammed! Every single rental property should be available to be viewed in person. You have the right to inspect the home before you transfer any deposits or rent. If the contact person keeps delaying the appointment or refuses a viewing, please move on to a different listing. Cash Transfers Requested You haven’t even signed the lease and the person managing the listing is already asking you to transfer funds for the deposit and rent. They will also request a cash transfer rather than payment by credit or debit card. This makes it harder to stop the transaction or get your money refunded once the transfer is completed. The Landlord is Out of the Country This is surprisingly a common scam tactic. When you find an apartment or house you are interested in renting, the landlord will suggest that they aren’t in the country, but you can place a rental or holding deposit until they return or have someone assist further. Unfortunately, once you pay the requested sum of money, they disappear and are impossible to trace. If a landlord cannot meet you in person, they will usually schedule an appointment with a realtor or a trusted family member. The Process is Rushed When you submit your application to rent, the landlord follows due process which can take a few days. There’s a screening process, the presentation of a lease, and administrative matters that are followed very carefully before payments are requested. When a listing is considered a scam, all applicants are rushed. You’ll notice that the contact person places pressure on you to sign a contract and make a deposit. It’s incredibly rushed and you may have an inkling that something isn’t quite right. The Listing is Poorly Worded Because the advert is rushed and individuals are not authorities in the market, the listing doesn’t read very well. Read a few ads written by authentic agencies and landlords and compare the suspected advert to these. You will notice quite a difference in the description of the post. Also, look at the contact details. A professional will have their full business contact available. If you can’t find a number, email and physical address ask the lister for these details. If they refuse, this is a major red flag. Tenants aren’t Screened A legitimate landlord will have a screening process to help them pick tenants who meet the requirements. When listers are out to scam you, they aren’t concerned about screening processes or interviewing their potential tenants because all they want is your money. Check the Lease Landlords who are interested in the rights of their tenants will always issue a complete lease that is carefully detailed. When you’re sent a lease, read it thoroughly. There should be no incomplete sentences or terms that don’t make sense. Everything should be clear. If you aren’t sure about the authenticity of the lease, you could always have a real estate agent or lawyer read over the lease for you. Steps You Can Take to Protect Yourself It’s extremely challenging to prevent losing your time, personal information, or hard-earned cash to a fraudster online, but with a little awareness, you can equip yourself to spot some of the tell-tale signs that a listing may not be authentic. We share some of those signs below: You cannot view the property in person You cannot meet the landlord in person or deal with them directly There is not business contact information The advert is not properly worded You are pressured or rushed to sign documents and pay a deposit Limited images Requests upfront holding or security deposits Emphasizes cash transfer or suspicious payment methods Renting can be made easy and rewarding when you are aware of the process, and you know what to look for in your next home. Becoming a victim of rent fraud is devastating and frustrating but by taking your time to identify authentic adverts on renting websites such as Zillow, Craigslist, or even Rent.com, you can help yourself and friends or family prevent the associated losses.

It’s that time of year again - time to renew your lease. But if you aren't happy with your current apartment, you might be having second thoughts. Is it time to find something new? Moving is rarely a smooth process. It seems like no matter how much you prepare, there’s always something that you’ve forgotten. Not to worry - we’ve assembled this checklist to help you get organized in your new apartment. Once the last box is unloaded, follow these steps for a stress-free move. Make a Budget Whether you’re moving out for the first time or you’ve lived on your own for years, it’s important to learn how to juggle your finances. Wondering how to put together the perfect budget? Here are a few tips for you: Start with the raw numbers; add up the income you make in a month and the expenses you pay. It might help to plot it on a calendar so you know which days you get paid, and which days you are paying. When tallying your expenses, be sure to factor in all your costs. Think about utility bills, credit card payments, and groceries. You might want to overestimate your expenses slightly so that you’ll have a bit of wiggle room. We recommend setting aside an emergency fund. Try to save around 20% of your income for unexpected expenses. You can’t predict the future, but you can predict that unforeseen things are sure to happen. Aim to save up enough to cover a few months of rent. Arrange Your Utility Bills If you forgot to set up the internet, you won’t want to delay any longer. We rely on Wi-Fi for practically everything these days. Review the details of the lease to find out what you need to pay for. Make note of: Water Electricity Gas Internet Cable And while we’re on the subject, make sure to pay your first month’s rent if you haven’t already! You may need to set up your payment information on the property manager’s website. Find a Method to the Madness Everywhere you look, you see boxes stacked a mile high—the idea of organizing them seems impossible. You’re also realizing that you have a bit less space than you anticipated. If you start unpacking at random and put things wherever you find space, you’ll kick yourself for it later. It’s challenging to find where any of your belongings are when they aren’t organized cohesively. A few storage hacks for the limited space could include: Using furniture with built-in storage Storing things under the bed Buying stackable storage bins If all else fails, you can always rent a storage unit. This will allow you to store belongings you can’t part with without cluttering up your apartment. Clean Up We all hope that our new apartment will be spotless when we arrive. Unfortunately, that isn’t always the case. Break out the cleaning supplies and sanitize a few areas that need extra attention—places like the toilet, doorknobs, and the light switches. Even though it’s a bit of extra work, you’ll feel more comfortable knowing that these areas are 100% clean. Be Mindful of Your Neighbors There’s a lot to do on moving day. If you’re the type of person who wants to get everything done at once, you might be tempted to unpack into the wee hours of the night. But there’s something—or someone—you need to consider: your neighbor. You’ll be sharing a building with your neighbors for the foreseeable future, so you want to start off on the right foot. Stepping on their toes means you might be dealing with awkward encounters whenever you share an elevator or meet in the hallway. Try to keep noise levels down once late evening approaches. You’ll always have tomorrow to finish unpacking. Adjust the Thermostat Now that you’re officially moved into the apartment, you’re responsible for paying for it. This usually includes the heating and cooling costs, too. So, if the thermostat is dialed way too high, turn it down! Find a temperature that you’re comfortable with (and that you can afford). Once you have set the thermostat, pay attention to the airflow. If you hear any strange noises or notice any issues, let your building manager know ASAP. Decorate Carefully Your new apartment won’t feel like home until it’s personalized with your belongings. However, you might want to pause before hammering nails into the wall—doing so can cost you your security deposit. You can personalize your home damage-free by changing the curtains or applying removable wallpaper. If you do want to hang a few posters or portraits, try Command hooks instead of nails. These adhesive strips attach to your walls without lifting paint when it comes time to remove them. It’s amazing what something as simple as a new rug can do to make your space feel like home! Test All Appliances & Fixtures If something in the apartment is broken, it’s best to make note of it before you’re settled in. That way, the landlord knows that the problem existed before you arrived. Start by doing a walkthrough of the apartment. In each room, you can test the following: Bathroom: check the drains, hot and cold faucets, the toilet, and the showerhead. Kitchen: try out the sink, the oven, the dishwasher, and the fridge/freezer General areas: inspect the drawers, closets, and electrical plugs When you find things that need repairs or see signs of a pest infestation, take photos. Documentation is key; pictures will prove your case if the building manager tries to dispute it. Change Your Mailing Address This step is almost too easy to forget. If you’ve ever received mail or food service delivered to the wrong location, then you know how important it is to update your address. Unfortunately, many people who've moved learn this lesson the hard way. When you’re switching apartments, it’s important to change your mailing address on any relevant accounts. This includes your bank, subscription services, employer, school, and healthcare provider. Go Shopping If this is your first time living in an apartment, you’ll notice all the things you’re missing pretty quickly. This tends to happen at the least convenient times; for example, when you remember you need a baking pan after making the cookie dough. Some of your belongings may have been damaged in the move. Replacing something you already bought is annoying, but necessary in some cases. While you’re out, stock up on quick and easy meals that you can eat while you unpack. Sign Up for Tenant Insurance Have you ever wondered what might happen if someone were to burglarize your apartment or fire were to start? Renters insurance offers you peace of mind in these unexpected situations. It tends to be pretty affordable, too—most plans are $10-$20 a month. Unpack the Essentials As the day draws to a close, you can sum up how you feel with one word: exhausted. You aren’t halfway done unpacking, and you’re back at work bright and early tomorrow. But if you don’t find a few essential items, you’ll be scrambling for them in the morning. Hopefully, you remembered to label the boxes as you packed them—more often than not, this step gets missed. If you have the time (and the energy), locate some of the following items before you head to bed: Bathroom staples (toothbrush, shower supplies, towels, and hair products) Perishable items, like milk or raw meat A set of clothes and pajamas Your cell phone charger A pillow and blanket Try to think of anything else you might need before you call it a day—you’ll thank yourself for it later. It’s not easy to keep track of everything you need to do after moving day. Just thinking about the process can be overwhelming. With the above checklist, you can stay on top of all the tasks you need to do and phone calls you need to make after moving in. When you’re renting an apartment, you’re tasked with a lot of responsibility. At Apartments Near Me, we focus on helping renters find the perfect place to call home. Contact us if you’re looking for an available and affordable suite in your area.

Creating an eco-friendly apartment is life-changing. Not only are you doing your moral obligation of saving the planet and earth’s natural resources but you are also helping yourself and the people you love to be provided with a cleaner and safer environment. Get rid of dangerous greenhouse gas emissions, products that contain toxic chemicals, and make earth-conscious steps for the benefit of the entire planet. Start with these simple tips: I. Switch to LED lightbulbs. You do not need an entire greenhouse or large and expensive solar panels just to make your apartment eco-friendly. You only need to make informed decisions and change a few things in your apartment like your lightbulbs. Instead of using the traditional halogen, you can replace your bulbs with LED. It will not only lower your electricity bill but also your carbon footprints. II. Start a small herb garden. Save up some money from buying herbs in the supermarket. Find a space in your apartment where natural sunlight shines indirectly and there you can place your small herb garden. You can build your own from used cans and potting soil. Basil, mint, chives, parsley, rosemary, oregano, thyme, and dill are the most common easy-to-grow herbs. Water them daily and enjoy harvesting for your dishes. III. Make compost from kitchen scraps. Never toss your kitchen scraps or food waste in the trash bin. You can try making compost instead. A compost keeps any green plant’s soil rich and healthy for them to grow at its best. It acts as a natural fertilizer and creates an ideal environment for microorganisms to feed on them. IV. Try eco-responsive appliances. Did you know that deodorants, perfumes, hairsprays, soaps, and other household cleaning materials release VOCs (or volatile organic compounds) which can produce or start forming smog? If you use these products on a daily basis and if your apartment is situated in a place where smog and poor outdoor air quality are an issue, you just might find a smart air purifier useful. They help clean your air and improve its quality. Smart thermostats can also be installed to get accurate temperature readings and adjust the temperature of your home to cut down on your heating and cooling bills. V. Sort your garbage and recycle. Consider creating a system of disposing of garbage by separating recyclable from food items. For example, you should have separate containers for food scraps, non-biodegradable (plastic, glass, metal and etc.), and recyclable (paper, wood, cardboard, bottles and etc.). VI. Add plants. Plants enhance the overall appearance of apartment space. They also boost your mood, reduce stress, increase your creativity and eliminate air pollutants so you can breathe freely knowing you have good air quality inside your home. VII. Ventilate and open your windows. Another way to improve your air quality and make your apartment more eco-friendly is to naturally ventilate your apartment by opening your windows. This will allow chemicals and toxins present in your air to come out and make room for fresher air. By doing this, you can also welcome natural lighting. As such, you are using less energy and save money. VIII. Save energy and conserve water. Unplug gadgets or appliances that are fully charged or not in use. Switch off the lights in rooms unoccupied. To conserve water, always check if there are leaky or broken pipes. Take shorter showers than usual and reuse laundry water as flush water for the toilet. Speak with your landlord if something needs fixing as this is your landlord’s responsibility. IX. Use eco-friendly cleaning products. Commercial products often contain harmful and toxic chemicals which can be very bad for our health and contribute to air and water pollution. An eco-friendly apartment uses natural cleaning products that are safe for the environment like baking soda, lemon juice, and vinegar. X. Buy zero-waste and sustainable items. Before you buy stuff, always bring a reusable bag with you. Remember to control how much unnecessary stuff you are bringing into when you rent an apartment because it will only end up in your trash bin. If you can buy grocery items that can be transferred to reusable bags, containers, or jars, then you are freeing your home from wasteful packaging and you are shopping consciously. Shop at your local sustainable grocery. XI. Re-use and remake old stuff. An eco-friendly apartment owner follows a zero-waste lifestyle by reducing consumption and reusing and recycling materials. Instead of throwing away items in your trash, think of ways how you can recycle them and give them to others as a gift. Remake, remodel and reuse. XII. Support local. Whether it is your community market or a startup brand that advocates acting on environmental issues, as long as they are invested in the well-being of the planet and the future generations, support them. Small and local businesses are good for the environment since they have smaller carbon footprints than larger ones. About The Author: Katreena is a scientist and a life hack specialist. She's authored scientific journals on biotechnology and molecular biology. To take a break from scientific journals, she puts her mind into writing about lifestyle, health, and sustainability. She strongly believes that kindness makes the world go round.

Having your own space is one of the cornerstones of independence. However, more people – specifically young adults aged 35 or under – are opting to rent rather than buy a home. In fact, this age group comprises 34.5% of all renters in the country. While renting is considerably more practical than buying a home outright, it still comes with monthly utility costs – and those can easily add up. It can be challenging to start building financial health with these expenses, but it is not impossible. With proper planning and attention to detail, you can build a good financial standing as a renter. Here are four ways to do just that: I. Compute Your Spending Money Compute how much you earn from all sources of income, including full-time, part-time, or freelance work. And then figure out how much of your total income you can spend and how much need to go into your savings. Being financially healthy doesn't mean you need to deprive yourself. Allow for some indulgences, as long as they're reasonable and add value to your life. It also helps to plot your earnings on a calendar, so you know when you are free to spend and when to budget more carefully. II. Assess Your Monthly Expenses Once you have your available income figured out, assess your monthly expenses. Prioritize rent, utilities, and fixed payables before accounting for bills, groceries, and extras such as clothing and entertainment. This will give you a more accurate idea of how much you spend which will prevent you from going over budget. Start by recording your expenses throughout the month – you can even break it down to day-to-day spending. There are tools that make this process more convenient, such as apps, digital notes, or a good old pen and paper. Do this for several months to get a better idea of how your money is being spent. For expenses that differ from month to month, identifying the average amount would be a great option. III. Consult a Professional While budgeting can help and is a fairly straightforward way to handle finances, you can still miss some things. For instance, many people forget to take into account business expenses or tax deductions and end up with an unbalanced budget. In this case, it’s best to consult an accountant to help you manage your personal finances. When looking for a financial specialist, make sure to check for their credentials and consult with someone who has adequate qualifications. Today this can range from traditional qualifications to newer online degrees offered by top establishments. Professionals who have online accounting degrees are just as qualified in tax planning, financial reporting, and coaching as those who took a more traditional course. Expanding your search criteria will open up a lot more candidates, especially as you are looking for personal financial advice rather than a commercial pursuit. The right professionals to consult for personal finances need not be certified; those who have completed even the basic programs will have the necessary skills to help you. CPAs are often more expensive and not necessary if you don't run a business, so take the cost and your specific needs into consideration when looking to consult an accountant. IV. Prepare an Emergency Fund One of the basics of planning finances when renting an apartment is that you should always dedicate a percentage to emergencies. Only after this can you figure out how much you can pay for the apartment. However, it’s also important to be flexible; keeping your savings and emergency fund intact shouldn't stop you from living in decent apartments and smaller complexes. Do plenty of research and rent comparisons to see what you can afford. Look closely at the contracts, too, and check for contingency agreements should these emergencies happen. You can build up your emergency fund over time, but be sure to start your emergency fund right away. Renting an apartment is a huge financial responsibility, but that doesn't mean that it's your only priority. Make sure to consider savings and emergency funds to be truly financially healthy. Content intended only for the use of apartmentsnearme.biz Written by Alicia Drake

Decorate your apartment using everyday items and some creativity. Heard of decorating for less than $10? DIY decorating is a great way to spruce up your home and add some personalization but when you really want something out of this world, even the Do It Yourself projects can end up costing a few hundred dollars. But, there is a way you can decorate and improve your space while sticking to a budget. If you’re interested in making your place look good but without spending too much, we look at DIY decorating from $10 to $100. Why You Should DIY Decorate? Who shouldn’t DIY decorate! DIY decorating is for everyone who wants to create a unique craft for their home. Whether an apartment or a house, adding personal touches, simply make you feel like ‘You’re At Home’ when you walk through the door, especially when you’re having a bad day! You can also use DIY ideas to recreate some contemporary designs that you’ve seen online or in a magazine. It is all up to your budget and your imagination! Decorating Tips and Design Ideas A Bedazzled Placement Whether you have a small round table or a dining table and chairs, adding placements simply finishes the look and feel of the dining space. It is quite easy to create a placement and will probably cost $10 to $20 in fabric or nothing at all if you have extra material lying around at home. Take 2 pieces of fabric cut in a 20” x 15” rectangle (you can also make the placemat as large or as small as you like). Remember, you will need to make at least 4 rectangles so have enough fabric for all the placemats. You can also use different color or patterned placemats and stitch it together to make a reversible design. Now stitch the two pieces together. Once you have completed all the sides, you can add sequins, tassles, or beading and stitch it into the fabric as a border or in the center of the placement. Beads, sequins, and tassles can be bought online or a local store for a few dollars. And Voila your placement is done! Lettered Sign There’s nothing like looking at a few motivational phrases to brighten your day. Rather than spend over $50 on a framed sign, why not make your own? This DIY lettering sign will be no more than $30 to make. You’ll need: 1 x canvas (you can find a pack of 10 x 10-inch canvas for $18 online) Paint (optional) Stick on letters (depending on your phrase. We’ll use Sunshine for this DIY tutorial, so that’s 8 stick-on letters). You buy stick-on letters on Amazon for around $10 a pack. If you want to change the color of your canvas you can paint it black with white letters or you can leave it white and use black letters. There’s also the option to use a stencil to apply your wording but stencils can cause the paint to bleed. Lettering gives you precision. The alternative to phrases such as Reach for Your Dreams, Good Morning Sunshine, or Love Conquers All, is to purchase a stick-on image (as shown in the picture above). Whether a flower, leaf, or feather is to decorate your home, you can purchase these stickers, place them on your canvas, and stand them on a shelf or hang it on the wall. Pegboard Storage Wall Pegboard is a versatile and fun way to add décor and create a little bit of storage. You can place it in the office, bedroom, or bathroom. Depending on the size of the board, you could pay $40 for a 48” board and $17 for a pack of hooks and pegboard accessories for hanging and storing small items. Once you have your pegboard, you can secure it to the wall and start attaching your goodies! It’s that easy! You can also paint the pegboard but if you purchase plastic boards, it is best to use spray paint or chalk paint for an even finish. Paint meant for plastic should be used or the slightest knock or scratch will remove the paint. Terracotta DIY If you have a few terracotta pots at home (you can buy a 4 pack for around $30), you can use these for some modern interior decorating. Get some chalk paint in 2 complementary colors. Use some masking tape and create a pattern around the pot. The tape can include rings or stripes and wherever the orange terracotta is exposed, you can paint with chalk paint. So rather than a plain and boring terracotta pot, we use tape and paint to create patterns that draw our eye to the uniquely designed pots on the shelf, table, or outside on the balcony. Revived Chairs Ever looked at your old chairs and wanted to toss them out? There are many reasons to keep those vintage chairs from the outstanding quality of the wood, and the distinct design to the uniqueness it can add to your interior or exterior. Rather than paint the whole chair, the new approach is to give it a “dipped” look. Once you’ve sanded the chair and removed the old paint or sealer, you can paint. Prepare the dipped look by using masking tape around the legs. Paint the area below the masking tape including the top backrest. Once the paint is dry, remove the masking tape for a clean and neat paint-dipped look from the legs to the top of the chair. Alternatively, you can create a refreshed and vintage appearance for old chairs… Use chalk paint and lightly cover the chair (once sanded) in a single coat of paint. Once dry, use a sheet of fine-textured sandpaper and use light sweeping motions on different parts of the chair. This creates a “distressed” look adding to the vintage feel of the chair and the interior. In the picture above, you can see the result of using the distressing technique. Revamp Your Gift Boxes Are you tired of looking for your small items or having to sort through multiple bottles and containers just to find what you need? Having your earbuds, creams, and accessories can also make counters look cluttered. To organize the space, you can use gift boxes. These can be stacked on shelves or counters. You can also paint or spray paint gift boxes in a preferred color. Choose Your DIY Project You can do DIY on your own or you can get the family involved in a fun craft. DIY is fun, affordable, and a fantastic way to decorate your home. Have Fun!

Are you able to rent a standard apartment asking $1200 rent a month or would you prefer to pay for an affordable apartment with a $700 monthly rent? Taking on an apartment lease is a financial responsibility but when you know just how much you can afford each month, it’s easier to avoid the challenges that come with financial planning. Understanding your affordability also goes a long way to helping you choose the right rental for your lifestyle and your pocket. If you’re looking for a new place to rent, whether you are a current tenant or a first-time renter, in this guide we can help you determine the monthly rent that is most suited to your income. How Do I Know If I’m Paying Too Much Rent? Is Your Rent too High? As a rule of thumb, you shouldn’t spend more than 30% of your income on your monthly rent. The government has released this requirement in a bid to assist low-income earners with affordable rental solutions. How Much Should You be Spending on Rent & When Are You Paying too Much? The Joint Center for Housing Studies at Harvard University stated that over 10 million people are paying more than half of their salary on rent. While there are many reasons as to why 50% of your income could be going towards your rent, it is important to find ways to balance your income and expenses or you could find yourself in a difficult financial position. When you can save on the rent, it means more money towards your goals and more money in your pocket. Let’s look at how to budget according to the 30% rent payment rule. How Can I Manage 30% of My Income on Rent? Whether you rent a house or an apartment, there is no denying the rising costs of property and the financial constraints that come with it. So should you find yourself in a bit of a rental predicament, the 30% rule can help you better budget, so you don’t overspend. Financial experts recommend spending no more than 25% to 30% on rent. This drastically reduces the possibility of finding yourself struggling money-wise and unable to cover essential expenses. Let’s look at the following examples: When you earn around $3500 per month, at 30% you can afford a rent of $1000. If you manage to remain within the $1000 to the $1100 bracket, you’ll find yourself with $2400 -$2500 to dedicate to expenses such as groceries, medical, and other costs. Is the 30% Rent Rule Realistic? If you can stick to a very strict budget, the 30% rule could work but factors such as inflation and changes in the monthly rent could make it difficult to remain within this range. For those of us with debt whether a loan or a credit card, it becomes even harder to remain within the 30% rule. What is better, is to create your own budget to determine just how much rent you can really afford. Remember, it is not just about affording your rent, it is also about covering your expenses and putting some cash away for saving. To determine how much rent you can afford, you should dedicate at least 20% of your income to saving and debt repayment. Here’s 5 Steps You Can Take to Save for and Afford Rent The following 5 steps are intended for those who may be renting but want to be able to afford a larger apartment without sacrificing savings or first-time renters who wish to save enough to move into an independent rental home or apartment. I. Create a Detailed Budget Before you look at rentals, calculate what your income is after-tax. Once you have your post-tax income, write down your expenses. From your debts to your daily needs, record every cost and deduct this from your income. Of the balance, you should dedicate a percentage of your money to saving, and to plan for an emergency. The money that is remaining will be available for rent. How to Manage Your Debt If you feel that you are paying too much towards debts and have too small a balance for rent, you can speak to your creditors and institutions and negotiate a more affordable repayment plan. This includes extending the terms of the repayment but settling a smaller amount every month, so you have a little bit extra to dedicate to rent. II. Find Affordable Rentals For those of us who need to make our income stretch a little bit further, look for affordable rental companies and communities to help you save on the monthly expenditure. When you choose an apartment with an average or lower than average rent, you may also pay a lower security deposit, that is if your credit and eviction history are in good standing. Examples of affordable rentals include affordable housing projects, second chance properties, and many communities where landlords set a fixed rental rate for a 6 month or year-long lease. If you know that what you pay every month won’t fluctuate, you can better plan ahead and budget. For those who are current tenants, read your lease agreement to learn more about your rent. Some landlords include terms that allow them to increase rent depending on the market and economic fluctuations and interest rates. The only way to save on your rent is to research and compare. Remember, just because you can afford more on your monthly rent doesn’t mean that you must spend it. Where you find a place that is secure, meets your needs, and you can comfortably afford it, it is not always necessary to follow a trend and to put yourself in debt. III. Save on Your Renters’ Insurance Renters’ insurance is an important part of maintaining a safe residence. Should anything go wrong, it will provide compensation to replace and restore much of what is lost during floods, fires, and other types of unforeseen damages. If you need to budget and save, look for renter insurance bundles or packages that you can purchase to protect your belongings while saving on the overall cost. IV. Compare the Costs of Apartments to Rent Before you decide on a single apartment take the time to compare the monthly rental costs. Set alerts online concerning your preferences so you’re alerted as soon as a property becomes available. Depending on your mode of transport and where you work, you may want to consider apartments that are slightly out of town or the main city because prices are generally cheaper. While you should never sacrifice your safety for savings, don’t give up on smaller complexes with an average rental price. Many of these rentals are maintained by private landlords or property managers who take great care to keep the property and its tenants satisfied. Only with the appropriate research and rent comparisons can you see what it out there for what you can afford. V. Build Equity After some time of saving or investing and having built a fair amount of equity, you can use this money to satisfy outstanding debts. To help you with your savings plan, again, look at your income and expenses. Determine how much you can save every month and remain disciplined to ensure you build your finances to reach your goals. If you are going to save your money at a bank, learn about accounts that accrue interest and will only allow you to withdraw a portion of the saving in case of emergencies. This is a great way to prevent dipping into your account and using the cash you’ve put away. Even if you start small, you can have more than enough money for rent and perhaps enough or a deposit on a house in the future. So, What Can I Really Afford? Think about the 50, 30, 20 rule. You take your salary/income after-tax where 50% goes towards your necessary expenses such as your rent, your water bill, your medical and gas or transport. 30% will be used for your general or daily costs from food to clothing and entertainment. The remaining 20% you can dedicate towards settling debts and building savings. Every plan will need to be adjusted to meet your unique needs. Look at unnecessary costs and how you can manage these to have more money left over at the end of the month. Apartments range in monthly rent and the cost you can afford will depend on your income and expenses. Whatever you do, don’t put yourself in a very challenging financial position because of rent. Instead, you can look at alternatives such as second chance or affordable housing where you can save on rent and you have the opportunity to work towards your dreams and goals.