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  • Apartment Design Strategies to Increase Your Living Experience

    From the living room to the bedroom, if you’re limited on square footage, we’ve got big ideas to make the most of your small space! Small spaces can be fun. It’s cozy and homely and certainly easier to maintain. What is great about a small space is that it is also easier to decorate especially when you’re on a budget. Having lived in a few teeny tiny apartments myself, I hope to share a few cheap tricks and tips you should include to totally transform a small apartment. Why Live in an Apartment? Let’s start by looking at the many reasons to live in an apartment. Whether you are downscaling, a first-time renter, or looking for an affordable community with security, apartments are becoming more appealing to individual tenants and small families. The only potential drawback about an apartment is how small some of these units can be. You may love the kitchen but have to sacrifice the space in the living room, or perhaps you have a spacious dining area, but the bedrooms feel like the walls are closing in. No matter how your apartment is designed, there are ways you can work with each room to achieve a practical and attractive finish. Why You Should Decorate Your Apartment? Decorating an apartment doesn’t have to be lavish or expensive. It doesn’t have to be a page out of a magazine or follow a seasonal design trend. All it has to be is a practical and satisfying space where you feel safe and relaxed. Decorating doesn’t have to be expensive. It doesn’t even have to be time-consuming. How to Start Decorating an Apartment? You can change areas of your apartment as you feel like it and as you can afford it. Start with each room. Think about what you don’t like and what you would like to change. Is the bedroom too cluttered? Do you lack storage in the bathroom? Does your living room feel dull and boring? By taking a closer look at what you want to change you can start thinking about what you would like to include. Maybe you want to bring more light and color into the room, or you need to get more organized? Luckily, there are ways to address each of these requirements with the right approach, mindset, and creativity. Let me share some tips to help you get motivated and start decorating your apartment! Choose a Room Looking at your whole apartment and the thing you don’t enjoy can leave you feeling overwhelmed and miserable! Don’t turn a molehill into a mountain as the saying goes! Look at one room and decide what you need to do to turn that room into a good space. I usually start with the bedroom because it is a place where I relax and rejuvenate for the start of the new week. The bedroom is also an intimate space where only you hangout. If it is disorganized, cluttered, and just a space that lacks personality, it becomes hard to feel motivated or just relax in the room. Now when I talk about changing a room I don’t mean renovate. I don’t mean knock out walls or add fixtures because a lot of these things you can’t do in a rental apartment, house, or condo. What you can do is introduce inexpensive accessories that you enjoy and reflect your personality. What to Change in Your First Room? Whether the bathroom, bedroom, or kitchen, think of ways you can make the area more practical. Small doesn’t mean that a room can’t be practical. Practical means that the room is functional. You can reach what you need to reach, you find things easily, and you can move around in the space without it being restricted by clutter and unnecessary “things.” A low-maintenance room that is airy, light, and bright is a sure way to lift your spirits. Choose a Color Now, I know you can’t paint the walls of an apartment you’re renting but what you can do is choose a color to spice up your interior. Most apartments have neutral colors on the wall. White, beige, grey, and cream are the regular shades you will find on apartment walls. These neutrals make it easy to choose a bright color to enhance the space. How to Introduce Color to an Apartment? Scatter Cushions I adore scatter cushions in a home because it is the easiest and the most affordable way to introduce color. Scatters are also available in a variety of striking textures and patterns. For the bedroom, fluffy and faux fur pillows are great for the winter months. Because the living area receives more traffic than a bedroom, it is best to choose materials that are durable and washable. Cotton is a good choice and is the least expensive. Be sure to look out for removable covers so you can quickly wash a stain or dirt without having to soak the dense inner. DIY Scatter Cushions If you have a bit of time and you enjoy a simple craft, you could also decorate your own scatter cushions. To do this, you can visit any craft store in-person or online and get a few buttons, flower décor, or crystals depending on the look and feel. Buttons are neutral and more masculine while adding flower embellishments creates a soft, feminine touch. Use the Space Under the Stairs Many homes and condos have staircases. Depending on the design of the property, you may find an empty cavity underneath the stairs. This can be used for storage. If you don’t want it to become an eyesore, consider an affordable screen to create privacy. You can also place goods in boxes, stack them below the stairs, and use the screen to keep them hidden away. Don’t forget to label the boxes so you keep tabs on what is in storage. Organize the Countertops Whether a small or large room, when you walk into a kitchen and the countertops are cluttered with stuff, the entire room immediately feels cramped and disorganized. No one wants to clean and repack the counters every day. You can buy small plastic storage bins. You put fruit, cutlery, and even cleaning stuff in the bins. For food such as rice and pasta, storage containers neatly placed on the counter will increase cupboard space. Trim the Windows If your apartment doesn’t have a permanent blind or window treatment, you can add your very own curtains, blinds, or drapes. The Pleated Curtain The pleated curtain is one of the most popular styles of window treatment. It adds a soft and modern look to any room. The Blockout Curtain If your apartment receives direct sunlight, a blockout curtain can help! It consists of a thick material meant to prevent the sunlight from streaming in. Not only can it contribute to a cooler environment, but it also minimizes the UV rays from damaging furniture. Blinds Blinds are the simplest and easiest to maintain window treatments. You can find blinds in plastic, bamboo, and wood finishes. Only if your landlord permits or the fixtures are already attached to the wall can you hang a blind. Making Use of a Small Space Means Creating a Room That Reflects Who You Are Add the things You Love When design inspiration is lacking, think about what you enjoy looking at and surrounding yourself with. Is it bright colors, artwork, family pictures, or minimalist living? When you know what to look for, it becomes easier to gradually add the bits and pieces that will leave you feeling like a proud homeowner. Apartment decorating and making good use of space should also be done over time. Rushing simply puts pressure on your choices and leaves you spending unnecessary money. Remember, Rome wasn’t built in a day! Choose the Right Style of Furniture Making good use of a small space means the right furniture. If an apartment already has built-in cupboards you simply need to find out whether it is big enough to store your clothing and shoes. When you need extra storage space, you can use ottomans, shoe racks, clothing racks, and flat-pack furniture. These items offer the storage you need without taking up too much space. It also doesn’t require permanent fixtures which can go a long way to protecting your security deposit. Create a Budget When you budget, you can better plan what you need for your apartment or your rental home. You have a specific sum to work with so look at your most pressing needs. Do you need to add curtains, a rug, or a few new furniture pieces? Remember, while you may not be able to drill into the walls to add shelves etc. you can accessorize in your own time. Focus on the needs first and the wants later. Maintaining Your Rental The easiest way to make use of space is with maintenance. Organize your home and keep your hand on the clutter. Whether a modern space or outdated apartment, simply having a system in which your belongings have a place, your countertops are clear, and your cupboards organized, you can enjoy every room and feel relaxed in your environment. I speak from personal experience when I’ve gone to a cupboard to find one item and had to unpack the entire cabinet because it was so cluttered! I didn’t plan for the time spent reorganizing my things which added to a stressful and rather annoying event! How to Get Organized Look at the items, food, or clothing you use frequently. Keep these goods within reach. If you have a preferred mug for your coffee each morning, it is better to place it in the front row of cups, mugs, and plates. Items that are not used at all should be stored. Make the Most of Your Balcony If you have an apartment balcony, it is a great area to get decorating and to make the most of the space. A popular way to decorate balconies is with trimmings during the holidays. Many renters enjoy sharing in the spirit of the holidays with a wide range of affordable decorating ideas. Whether you make your own decorations or purchase décor at a store, let’s look at the ways you can make the most of your balcony space. Table and Chairs Depending on the size of the balcony, you can add a small table and chairs set. It doesn’t have to be large or elaborate but rather a simple seating area where you can relax and unwind. Potted Plants Add a few plants in containers for some greenery. If you do use plants to decorate, add pots of different sizes. This creates depth and visual interest. Along with plants and tables, you can include storage containers to place goods that don’t have to remain in the house. Ensure the containers are waterproof and protect against harsh sunlight. With a little bit of thought into what you need first, then what is attractive, you can create a home that is functional and appealing. What Does It Means to Make Good Use of Space? Making good use of space doesn’t mean going over the top. It also doesn’t mean that you have to use every inch of the room. It is about looking at areas that need improving and considering what you need to live practically. Is it more space? Is it less clutter? Do you need assistance getting organized? With so many popular styles of furniture and containers, you can get smart with accessories to maximize space. When you can live practically and breathe easily in your home, you know that you are making the best possible use of space no matter the season, the week, or the day.

  • How To Afford To Buy a House on Low Income

    Part of the "American Dream" is to own your home, but the reality is that for people with low income, bad credit or history of evictions, this might seem impossible. Yes, eviction affects buying a house; however, it won’t stop you from buying a home. There are also home buyers who are able to get a home loan without a job. It's all about the right course of action. Low income house buying is possible but achieving this goal can be an ongoing financial difficulty. In this guide you would learn that with the right steps and knowledge, you can achieve the dream of owning your home. If you earn $12 or more an hour, this guide will help you make your home buying dream a reality! The steps for buying a house on low income: Save Money (how much to save to buy a house? as much as you can). Improve your background and credit record (it's easier than you think). Build stable income (remain at your job). Apply for a mortgage. Buy a house! If you follow the steps above, in 3 years (5 years is better), you will be able to buy an affordable home. You would probably be able to pay lower housing payments than your current rent. In the meantime, you can rent second chance housing to save money every month. Save Money You need to understand how financing a house works and it's not much different than buying a car (without getting into transferring ownership of real estate). You start by applying for a mortgage, aka a loan, get approved for a certain amount, and then you search for a home you can afford to buy. The approval of the mortgage and the amount you qualify for will be based on several factors. Basically, the lender estimates the risk for a default on the loan. The approval factors, among others, include employment stability, your saved money as percentage of the house cost, and your income amount (which is your ability to make monthly payments). Because the lender evaluates your risk, your credit and background come into play as well. If you have eviction and/or collection, it doesn't mean you will be denied, it's just means that your starting point is more challenging. It could take 3 years to build a substantial amount of cash to put down, 3 years of remaining in the same workplace to show steady income and 3 years without new collection and eviction to show that you are trying to do your best. To buy a house with low income the first step will be to save money for it - saving for a house on a low income is possible and you should do it. What Mortgage Payments can I Afford? The first step to determining your affordability is to calculate what you can pay on a mortgage. Take your income (monthly), your expenses (insurance, loans, etc.), and your general living costs (groceries, utilities, etc.). Based on the finances you have leftover for the month, determine how much you can use towards savings. A general rule of affordability is to save at least 3 months of future housing payments or the amount you have dedicated to a home loan each month. With a backup savings pocket, you can rest assured that you can continue to cover your mortgage payments should an unexpected event occur. Let's assume that you’re making $12 an hour which is about $1,600 net income. You should spend no more than $500 a month on rent or a mortgage payment. So, if you can save $8,000 to put down (and you can with 3 years of tax returns), you would be able to buy a house worth $70,000 with 4.5% interest. That calculation ends up to only $495 a month on housing payment. Setting Your First Financial Goal to Buy a Home As an example, we will set the goal to save $15,000 in five years. This means you need to put at least $3,000 in reserve to achieve this sum. Once you deduct your monthly essentials and frivolous expenses, what you are left with may seem futile when looking at purchasing a home. However, if you can work towards saving at least $3000 annually you will be surprised at what you can do to get approved for the desired mortgage. Dedication, Accountability, and a Plan Start by saving your tax return for the next 5 years that totals $3,000. If your earnings are greater, you can add this to the monthly saving. If you have completed your tax return and you earn less than $3,000, it is a good idea to divide the remaining balance across your pay periods for the year and make deposits into your savings. The purpose is to get into the habit of smart savings and financial planning. Stick to the plan! Consider this scenario, if you do not purchase a costly TV, a new car, or a want (not a need), then you are left with more money to build your savings plan and create a down payment on a home. This means that in five years you would have your $15,000 we talked about before. The $15,000 you save will be your down payment for your home, and with this amount your monthly payment on a $70,000 house will be as low as $420. This is lower than most affordable homes to rent. Why Set the Goal of Purchasing a Home at $15,000? If you have bad credit, evictions, and collections in your past, your interest could be 4.5% which means a down payment of 20%. However, if your credit is fair and you are 25 years old, by the time you turn 30 you can buy a house making less than $20,000 a year. If you are at the age 30 and have $15,000 available for a down-payment, you need to look at the cost of housing. For those who are making $12 an hour, your monthly mortgage should not exceed $415 including taxes and insurance. When we add a 4% interest with a 20% down payment, including the value of the home that you can cover, we're left with a total of $90,000. If you choose a cheaper home value of approximately $50,000 with a $15,000 down payment, your rent will average $200 per month. Sounds good right! And that’s based on $12 an hour earnings. If you make more, you can buy a more expensive house. It All Comes Down to Saving Your Tax Return Saving your tax returns is vital to helping you buy a home on low income. It means that within 5 years of apartment renting, you may afford to purchase a house with a mortgage that would end up less than your monthly apartment rent! It is a simple process with a simple return. No gimmicks or hidden terms. If you are disciplined enough to save your tax return and focus on your financial goals, you can find yourself signing the transfer papers to homeownership. For those who end up making below $3000 in a tax return income, you have the option to extend the years for saving towards a mortgage or you can add to the balance with your weekly or monthly wage to compensate for the difference. Can I Afford a Home with an FHA Loan? For most property purchases and the approval of a mortgage, you need a down payment of at least 20%. For a smaller down payment of around 3.5%, you could qualify for an FHA loan. The FHA loan is ideal for those with a less than favorable credit score. Because its qualifying terms are not as strict as a conventional home loan, it is available to those with a negative credit history. What Happens in My Retirement? If you retire and receive a total of $750 in Social Security income, you will not have to use this to pay rent if your house is paid in full. This means that the $750 received can go towards other expenses, investments, and even property upgrades. It Starts with a Plan It is time to take the initiative and to plan our lives better. We can achieve the goal of the “American Dream” and own our very own property, but it takes time, and it takes dedication. If you earn $12-$16 monthly and wish to purchase a home, do not allow the time or the sacrifice to deter you from reaching your purpose. With some planning, or should I rather say, with a structured plan, you can own your very own property. Yes it's possible to to afford a house making $12 an hour so if you make $20 an hour buying a house should be even easier. The purpose of our guide is to assist in determining just how much you should save to make a sound and rewarding investment. The amount you save each week or each month will depend on your earnings, your expenses, and the period in which you need to afford mortgage approval and a down payment. With low income or bad credit, it is certainly not impossible to purchase a home. Remember to focus on yourself and what you can afford. If you struggle to cope with debts and finances, you can also consult with a professional financial advisor to make the most of your earnings while reducing debts. Programs and Resources for Low Income Housing Loans https://www.naca.com Govloans USA NTLA

  • Low-Income Families & Housing Help

    Is Affordable Housing the Answer for Low-Income or Bad Credit Families? When you and your family need an apartment to rent but the rising cost of living, bad credit, or financial difficulty make lease approval difficult, it may be time to consider help with affordable housing. What is Affordable Housing for Families? As a single parent or growing family, you want to provide the best for your household but when the rent becomes too expensive, it threatens your loved ones' safety, security, and future. Fortunately, family-friendly alternatives such as affordable housing prioritize the needs of families with children. The options for affordable homes to rent include: Affordable housing, low-income properties second chance apartment complexes income-based apartments tax credit housing Section 8 and HUD What is the Problem with Affordable Housing for Families? It is no secret that affordable housing and public housing have been associated with a poor reputation or stereotype in the past. This stereotype has stopped many families from pursuing a low-income home because of the fear of being stigmatized by friends and family, or not providing their children a safe and secure home. In only the last decade, the affordable housing market has seen persistent efforts to change the negative perception and to provide for the needs of families who are looking for a cost-effective place to live. You can find secure and modern properties at a fraction of the rent you would pay in a 'traditional' apartment but if you're still hesitant about the low-cost housing sector, think about it this way: "It's all about choosing the right solution for your current situation and making the best out of it." Let's take a look at why you should choose affordable housing for your family. The Benefits of Affordable Housing for Families If you find that you're cost-burdened or you cannot cover your monthly rent, one of the easiest ways to balance your expenses is with a home that you can afford. When your expenses start digging into your disposable income, you become stressed, frustrated, and unable to engage or enjoy time with your family. The easiest way to resolve the income to expense gap is to choose the right type of housing. It could go a long way to improving your situation so you can focus on what matters in life - your family. Before considering your affordable housing options, you need to make sure that they will support your family's needs. You'll have to consider the following factors: The Environment Education for your kids - school zones Security Financial stability that supports long term goals Environment If you've looked into affordable housing, it may be no surprise that many of the homes that are intended to help families in a bad financial situation are not in the best locations. Fortunately, there are ways you can find both a rental and a location to suit your needs and where you and your dependents will feel safe. The first step is to consider the location. Is it in generally good condition and well-maintained? When you go visit the affordable housing locations you should check the upkeep of the property to ensure that the landlord is attentive and prioritizes the community. You can also get to know what the community is like by greeting and conversing with passing-by residents. Ask yourself, are the residents proud of where they live? How long do residents generally keep a lease here? A good indication of a good apartment complex is a waiting list of people who put down a deposit. Children's Education Education is key and as parents and caregivers, we always strive to provide our children the very best. Before deciding on an affordable housing location check the school zones of the location and what they offer. Determine the quality of education offered by these schools including overall attendance, school values, and extracurricular activities that are available such as arts, drama, and sports. One of the most important things about life and education is not just the school itself, but how parents continue the education at home. Security Safety is a number one concern no matter where you live. We want to feel secure in our home or apartment. Some common security features you can look for in an affordable apartment include: Controlled access Surveillance cameras Well-maintained property Rental housing that is considered secure, will also have positive reviews and fewer mentions of incidents in the news or within online community forums. Remember, you want to find an affordable place to live but it should also make you feel safe. Financial Stability Maintaining financial stability is not only beneficial with low-cost housing but also helps with other opportunities in your life. With housing help, you will be able to spend less money on rent and start building your future. Take the help, start saving, avoid eviction and develop longevity in your employment. If you train your mind and discipline yourself to focus on being able to buy a house then with the right steps you should be able to. You can check our guide on How to buy a house on low-income. What Type of Housing Help Will Help You The Most? Each type of affordable housing has its own set of pros and cons. It is up to you to look at the features of rentals of interest and to make comparisons so you can find an apartment best suited to your finances, lifestyle, and your family's future. Section 8 housing offers public or governmental assistance through housing vouchers. Income-based apartments work by increasing your rent as your income grows. Second chance properties are also diverse, from accepting evictions and collection to some felony charges. You need to understand the options and think about what will be the best one for you. Affordable Housing Affordable housing is usually an in-between solution. This type of apartment is more cost-effective and accepts people with recent evictions or collections. Affordable communities tend to hold high standards of management and focus on low-income families. Low-Income Low-income apartments like affordable housing, target the low-income families that need the help but they also can tolerate late payments and other situations. For example, low-income property managers are more understanding in situations where a resident's car breaks down making it difficult for them to cover the cost of their transport and paying their rent on time. It is important to learn about apartment policies concerning late payments and associated penalties. Second Chance Second chance apartments are for residents that have evictions, collections, bad credit, no steady job, and other unfortunate situations. A good second chance property will usually try to help a renter to get back on their feet. They are more flexible on background and credit than other types of housing. We created a full guide on how to rent a second chance apartment, to make it easier for you to determine whether such rentals are suited to your needs. Income-Based Income-based homes rent is based on your income. They will take a very small portion out of your declared income and the rest will be matched by the government. This is a very good option for people that are on fixed income or people that have a hard time finding a job. Tax Credit Tax credit housing is a program that is set by the government to provide an economic incentive for a developer to designate land for low-income housing. Tax credit properties are obligated to a low price for apartments rent, but they can have high qualifications to be approved to rent from them. Section 8 Section 8 is a program where one can apply only on the dates the program opens after which one will be placed on a list. Section 8 is usually considered as the best affordable housing help in the market. The government pays your rent directly to the landlord and the renter pays a very small portion out of it. The downside of section 8 is the very long waiting list and not every property you are interested in renting accepts section 8. HUD HUD is the department of housing and urban development government agency. They have all kinds of programs that are available for interested renters throughout the year. HUD tries to do its best to provide housing solutions for all applicants. It is best to contact them to learn if they have new programs that might help you. Check them out here: HUD. Public Housing Public housing is very similar to section 8. Public housing consists of government-managed and owned housing projects. Some of the projects are very good but be sure to take your time to inspect properties to rent to avoid less secure rentals. Your Decision Can Transform Your Family's Lives Whether you find yourself in a difficult financial position or you need to find more affordable rent, it is important to know that there are options available to help you. For families, finding an affordable or low-cost rental means research into the market, the location, the community, and the features that address the needs of their children. It is not an easy task when you only want the best for your family, but with some homework and comparisons of affordable homes, you can find a rental to support your situation, whether on a temporary or permanent basis. You should compare the positives and the negatives provided with each type of housing. Evictions, collections, and bad credit can be solved by renting a second chance apartment, while a temporary loss of income can be compensated by local housing assistance like MIFA or special dedicated funds. Research conducted by "The National Low Income Housing Coalition" - Adequate Supply of Affordable Rental Housing for the Lowest Income Renters showed that there is a shortage of housing solutions for renters that are considered low income. During the Covid-19 pandemic in 2020, in the USA, unemployment rose to 20% in some areas forcing more renters to find a better solution for rent. In 2021, more households are relying on government assistance to avoid eviction. To help you and your family, you can make the choice today to save on your rent while securing opportunities and working towards a better quality of life for your children. "The future will be better tomorrow" - Dan Quayle

  • A 2022 Guide for Buying a New Apartment or Condo

    Your home is most likely the largest and most emotional investment that you make. The real estate market today is filled with demands for condominiums and apartments rather than a single house. The ease of maintaining an individual unit with a limited area has attracted many first-time homeowners especially in urban and semi-urban cities/towns. If you are embarking on a journey of owning an apartment or condo for the first time, you will have a ton of questions. One of the first questions that come to mind will be whether to opt for a condo or an apartment? (Image Source: Pixabay) Condominium or Apartment The basic features are the same for both like sharing common areas, proximity to neighbors, etc. The contrast lies in details, for example, apartments are owned and maintained by cooperation or company whereas condo is owned by landlords and maintained by HOA (Home Owner Association). Apartments are part of buildings containing multiple rental units, sometimes organized as a community, and the buildings are often managed by a professional company. On the other hand, condos are also part of buildings with multiple units, but each unit is typically owned by a different individual. Nonetheless, it all depends upon an individual, some people like an apartment, a unit professionally managed by a company because they are expected to be more organized and experienced in dealing with different situations (maintenance fees). Likewise, opting for a condo has its advantages as well. A condo has more variety from low cost to a high-end beautiful building, with outstanding amenities and unique designs. The condo communities continue to go throughout the world. For instance, if you are based in North York, Toronto, there are some attractive and affordable condos like Crosstown Condos that you can consider buying. (Image Source: Pixabay) After a quick comparison let’s now look into some guidelines before buying a new condo or apartment. For simplicity, we will divide the segment into various categories. FINANCE This is the crucial part, it is important that you sort your finance-related issues first before investing in any real estate. As you are aware the real estate market is highly dynamic and unpredictable nothing is for sure. You can streamline your budget and the cost of maintenance in proportion to your income. However, good news for potential owners is that the variety and increasing number of projects of condos and apartments allow you to choose according to your budget. Another thing to keep in mind before investing is the property tax and additional taxes involved. Key points to keep in mind: Scanning your Market Price It is a smart move to capitalize on your opportunity when the right offer comes. It is usually advised to scan the market years ahead, analyze the market price’s rise and fall. For example, during the COVID-19 crisis and the subsequent lockdown, the real estate rents have decreased by approximately 20% in most cities. (Image Source: Pixabay) Down Payments Whether you are going for a pre-constructed unit or an already constructed unit, you will be required to make some down payments. The question arises! How large of a down payment will you need for a mortgage on a condominium or apartment? The short answer is 3 percent to 20 percent of your unit’s purchase price, with 10 percent being common for those buyers who must rely on conventional loans to finance their units. However, this is not universal but in most cases, it’s around 10%. The rate of down payment differs according to state or builders. CONTACT A REALTOR This is one area that we miss out on, contacting realtors who have experience and their knowledge can only make your life simpler. The additional cost of time and resources in scanning every potential property can all be avoided if you have a reliable realtor by your side. The real estate realtors have their area of expertise in properties like apartments, condos, mid-century houses, and luxury homes. An important tip here is to choose your realtor who has proven records of dealing with condos and apartments. You can even make your decision by contacting previous clients and reviewing their responses. (Image Source: Pixabay) Key points to keep in mind: Realtors know what you ask for A realtor’s whole job is to put the client's needs first. A realtor can provide you with a possible listing according to your demand giving you more options. Also, a realtor has a good understanding and eye for details. You will be amazed and thankful for the service that is provided by a good realtor. They not only advise about the good things in a property but also point out the limitations like leaks and cracks and possible hazardous settings. Realtors know the law Every state has property rules and regulations. Buying into a property means you also fall under the state’s legal property laws. Now what the rules entail are certain restrictions and agreements to the tax terms. This also applies to the micro-level. Every condo and apartment buyer has to agree to certain terms and conditions known as covenants, conditions and restrictions (CC&Rs) under HOA (Home Owners Association). All these bylaws can be difficult for many to understand and comprehend. However, a realtor can guide you with all these legal proceedings, making sure that you and your investment are safely invested. GEOGRAPHY Before any down payments, the first focus should be the geography, not the structure but the location. This is the most essential factor as all the other factors are directly or indirectly linked with it. The general rule is to carefully examine the level of development of both current and potential future projects. You can easily access this information with the authorities of the concerned state as all the building projects are archived. Along with that, you will have to examine the soil below as well. Now keeping this in mind we can highlight some pointers to look into while scanning for a good location. (Image Source: Pixabay) Accessibility If you are looking for a condo or an apartment, it is highly likely that you would want to live where you can have easy access to all the possible requirements. Therefore when it comes to accessibility, you should look for a neighborhood that is situated near major transit routes and that has more than one point of entry and exit. Commuting to and fro from work is a big part of many people's day, so a house with easy access to roads and public transportation is the one to go for. B2B integration facilities We can all get accustomed to things that are convenient. A great neighborhood should also include local businesses such as grocery stores, shops, and restaurants. Schools are another important amenity factor to look for. Even if you don't have kids, if you want to sell your home in the future, many buyers will be on the lookout for good schools. Large trees, quality landscaping, and nearby parks or community spaces tend to be desirable. Economic aspect It is always a smart quality to be prepared for the future. A safe way to protect your investment is by surveying the location for future developments. These have a tremendous economic benefit and deeply influence the resale value. Future projects for new schools, hospitals, public transportation, and other civic infrastructure can dramatically improve property values in the area. Commercial development can also improve property values. STRUCTURE While looking for an apartment or a condo, you should look into the structure and qualities you can look into to have an ideal home. Examine Layout and floor plans When it comes to buying real estate it is very important that you understand the layout and floor plans. The cost of repairing such plans once you have bought into it is huge. When it comes to condos and apartments you have to carefully examine the floor and room dimensions, measuring the total area. One piece of advice here is not to rush but take your time evaluating all the options. Some things to take into account: Placement and size of doors and windows. The amount of natural light. Placement of bathrooms and balcony. Ceiling to floor height. (Image Source: Pixabay) Check the building strength Since the real estate market is saturated with building companies taking on multiple projects as they build complex designs for hundreds of residential units. The buyer should ensure that the construction is of good quality. Many of us are unaware of the mechanics that go into building a structure. Take the help of an expert to determine the design created by the architect. It is important to assess the property thoroughly for the strength to resist an earthquake of a certain magnitude or any other hazard. Check for safety protocol Carefully examine the construction documents, check the safety measures taken by the builders such as earthquake resistance, emergency evacuation or fire exit. Check the size and space of the stairway. It should be wide enough for two people to run alongside, in case of an emergency. In case there is an elevator, make sure you check the installation and maintenance routine. SECURITY AND AMENITIES Everybody wishes to feel safe and secure in the community that they are a part of. When you are buying a condo or an apartment consider just how safe is the community. If you are opting for an apartment or condo it is beneficial and wise to check the home security system provided, an upgraded good security system installed is a plus point. Driving through an area at different hours of the day could provide you with a picture of the security measures in place. Also, these sorts of visits will inform you how the traffic is, how the after-hours life is and consider noise factors. Apart from making life in a condo more convenient, amenities add more market value and desirability to resale in the future as well. Urban condos and apartments provide more variety for amenities. Planned infrastructures such as schools, hospitals, public transportation, and other public infrastructure can dramatically improve property values in the area. (Image Source: Pixabay) Check Security levels Since security is paramount for everyone and their loved ones, it is the buyer’s responsibility to check the crime rate and the type of crimes that have occurred with the concerned authorities. You should check the surveillance cameras or security personnel of a condo or apartment to check their routine and records of efficiency. Check the Neighbours Another important factor buyers need to account for is the type of neighbors they want. You should schedule a visit or two with your potential neighbors. Having a good neighbor can make your life so simple. The possibility of leaving your home and going on a vacation without any worries, who wouldn’t want that! Check the amenities Now, different condos provide different amenities, depending on the type of geography, your amenities requirements can change. A few basic fundamental requirements that you can look for are 24 hours parking space, extra storage space, gym or fitness center, pet-friendly residents, green park in close proximity, eco-friendly and energy-efficient buildings. Check the terms and conditions Lastly, the ownership of condos and apartments involves additional fees for maintaining the amenities as stated above. Sometimes the cost of maintenance can be burdensome to new owners. Therefore it is advisable to check with your realtor about it. In the case of a condo, you can always go ahead and check with the HOA about the process of repairing, the person in charge of such grievances, and the timeline to respond to such grievances. The above guide lists an easy to comprehend guidelines before you embark on your journey to investing in a condo or apartment. The smart approach here is to explore more about the market since the variables governing the real estate price are extremely volatile. However, if the suggestions given are followed diligently and carefully followed, it will result in a good future investment.

  • How to Downsize and Move from a House to an Apartment

    Maybe you’ve decided your house is too big to maintain, or perhaps your financial circumstances have changed, and you want to move into an apartment? No matter your reason for downsizing, moving into an apartment is a great choice! Let’s look at what it takes to successfully move from a house to the apartment lifestyle. Why Live in an Apartment? Living in an apartment offers many perks! When you buy a home, you have to pay a deposit, you need to be approved for a mortgage, and you’re subject to a property inspection. These added costs along with the commitment of home maintenance and ownership can become incredibly costly. Living in an apartment provides the flexibility of a lease, communal living, professional maintenance, and access to amenities. Although it takes some adjusting when you move from an apartment to a house, let’s help you make the change with our simple house to complex tips. Did You Know an Apartment Could Save You Money? An apartment can certainly save you money. Monthly rent will be less than paying a home loan and you won’t have to be concerned about covering the maintenance. This also means more money in your pocket! How to Choose an Apartment? The biggest part of downscaling from your home to an apartment is choosing the apartment! The process may seem daunting especially if you’ve come from a home with a garden or you’re used to a fair amount of space, the thought of moving into an apartment might overwhelm you! Fortunately, with so many styles of apartments, and with a little bit of research, you’re sure to find the right place to stay with all the space and comforts you need. When you need to find the right apartment, jot down what you are looking for in your next place to stay. Look at a few neighborhoods and apartments to get an idea of the interior and overall design. From the square footage to the amenities, it’s all about looking at different properties and making the necessary comparisons. The more flexible you are, the easier it will be to secure an apartment you love. Moving from a house to an apartment means you will be downscaling. An important part of the move is planning which valuables you will be keeping, placing in storage, or getting rid of. To know which items to keep and which items to sell or rehome, you need to consider the square footage of the apartment. Look at the design of the living area, the bedroom, and kitchen. Determine which furnishings will fit inside the space and which of these may be too awkward to keep. Jump To: Why is Apartment Living the Best? The Successful Apartment Lifestyle What if You Need to Move Out of Your House Quickly? The easiest way to move out of your house and into an apartment is to write down just what you’ll be looking for in your next place. When you know which types of apartments to choose, you can create a list of the furniture and the valuables you want to keep. Furniture for a one bedroom apartment is very different to a 2 or 3 bedroom. If you cannot fit your regular furniture into your new apartment but you don’t want to let go of your valuables, consider placing it in storage. You could also sell some items online or buy flat-pack furniture to take up less space. Downscaling from a house to an apartment can be done quickly with the right plan. First, consider the size of the apartment. You should then start planning which furniture you will keep, what to store, and what to sell. Determine how you will position your furniture and what you need to maintain your new home. These checklists can make it easier to transition when you move. If you fail to consider how to downscale, you could face extra costs in unnecessary storage and moving facilities. Once you know which items of furniture will work within the space and which items you need to give away or sell, this can help you make the most of moving house. Getting Organized Moving alone can be chaotic, but when you have to downsize, it can be more difficult to make sense of how to manage your goods. To help you stay on top of the process, we suggest the following steps: Start with Everyday Items Create a list of the basic items first. Books, clothing, toiletries, and non-essentials. Place these into boxes with labels. Any important documents should be stored separately. Valuables Items such as furniture and accessories that you know you cannot part with, keep these packed and separate from the remaining furniture. If you haven’t used something in a few months and you don’t foresee using it in the future, it is best to toss, sell, or give away. What to Keep for an Apartment? Downsizing can be difficult if you’re accustomed to a specific lifestyle but when you get organized, the entire process is smooth sailing. Deciding what to keep when you move into an apartment can be tough but not impossible! You can start by looking at the amenities available. Apartments may have access to a laundry, a gym, or a communal park. If your complex doesn’t include a laundry, you will need to keep your washer. Where amenities are few and far between, ask yourself what you would need (reasonably of course) to maintain your lifestyle. If you don’t need it and your apartment can’t accommodate it, it is best to toss. The easiest way to learn how you can manage your downsize is to visit the apartment itself. Look at the interiors, are you close to major shopping centers, do you have access to a gym or laundry? These can help you with not only organizing your goods but also to better design your space. An apartment lifestyle is also a great opportunity to redesign your space. If you’ve been considering a contemporary look and feel, there’s no better time than moving into your new apartment, to make the change. Redesigning Your Apartment and Your Lifestyle A redesign doesn’t have to be drastic or expensive. Before you decide to make any changes, create a budget. Not only will your budget influence the new items you purchase but should also make provision for the move-in day. The size of an apartment is an important part of downscaling and decorating. Moving from a house into a smaller than average apartment can be challenging, but most rewarding when you have a décor and design plan. This means that you’ll have to make decisions such as keeping your suite, your dining table, or your king sized bed! If you haven’t got a clue where to start designing and decorating, we can help you with this process too! Take a look at our affordable DIY design tips for a small apartment. Perhaps you can find some design inspiration for your new apartment. Jump To: Why Live in an Apartment? Did You Know an Apartment Could Save You Money? Consider Multi-Functional Furniture Along with our apartment décor tips, we help you maximize the use of space in your small apartment. Multi-functional or multi-purpose furniture is a great choice when downsizing. Even the smallest spaces can feel roomy with the right types of furniture. What is great about multi-functional pieces is that it offers both storage, décor features, and reduces the need for multiple pieces that can make a room feel cluttered. What You Need when Moving Into an Apartment? The apartment move does not have to be a costly process. When you know which items to keep, furniture you need to buy, and how to organize your valuables, it becomes easier to make the transition stress-free and smooth. Let’s look at some of the factors you should consider when downsizing your home. Decide on the Apartment Will you be moving into a studio apartment or perhaps a single bedroom unit? Once you know your future apartment’s square footage, overall design, and amenities, you can easily start planning which furniture items to keep and which to toss. Decide on Furniture To make the apartment a functional and satisfying space, you need to choose the right types of furniture. For the small apartment, the pieces you take with you or replace should provide storage, organization, and appeal. A great tip is to measure the pieces you already own in comparison to the dimensions of the room. This will be a great help prior to moving and ensures you have select pieces that work with your space. Consider Flexible Storage Multi-purpose furniture, shelving, and bookshelves are great ways to add storage. Of course, the choice of these pieces will be determined by your budget and rental regulations. Most apartments do not allow the addition of wall shelves or permanent fixtures. Fortunately, there are creative ways to add storage and finesse. The careful selection of flat-pack or multi-functional pieces can make all the difference. Declutter and Organize Your Valuables It is impossible to create a smooth move if you don’t have a plan. Start by removing the clutter and the items you know you won’t need. Maintaining organization will help you determine which goods you should keep and which you should get rid of. While it can be a tedious process, it can certainly make the day of your move that much smoother and efficient. Include Furniture to Suit Your Apartment Lifestyle Work with your space. If your new apartment is smaller than the average unit, you can make it work even when moving from a house. The secret to its success is to work with the square footage and the design of the apartment. This way, you can choose multi-functional pieces that are sure to help you create a happy space. Why is Apartment Living the Best? Whether you have decided that you want the comforts of a secure complex or you have an empty nest and it’s time to downsize, the apartment lifestyle is not what it used to be, and that’s a good thing! Today’s apartments are filled with activity, amenities, security, and most are located close to major highways or city center’s. Along with catering to different lifestyles, apartments provide a true sense of community. Living in a house on your own or as a couple can become overwhelming when don’t keep your hand on maintenance and upholding its value. When you live in an apartment, you know the maintenance is covered and you can simply focus on enjoying your unit. Along with the maintenance, communal living is another great way to meet new people and new friends. Most apartments also offer access to a swimming pool, gym, or outdoor areas that you can share and enjoy. Depending on what you are looking for, you can find a variety of incredible amenities and features that make your stay more rewarding. Jump To: What to Keep for an Apartment? Redesigning Your Apartment and Your Lifestyle? The Successful Apartment Lifestyle The success of your move from a house to an apartment is all about your attitude and preparedness. Choose a unit and a complex to suit your interests. Check out the regulations of the apartment as some place restrictions on pets or smoking. When you plan for apartment living, your downscale will actually make you feel free and independent. For empty nesters, apartments will help you create strong connections and a valuable space where you belong. Another part of modern living is the minimalist lifestyle. This means creating a space with essential furniture, eliminating the clutter and determining which types of apartments will best suit your needs. Remember, research is key to choosing a unit that is not only affordable but one that you feel safe in. Take a little bit of time to ensure that your needs are met and to choose apartments that satisfy your interests. Fortunately, you can find a way to live a simple and a rewarding way of life and it starts with your choice of an apartment!

  • Second Chance Apartment Applications

    (DISCLAIMER: ALL RENTAL COMPANIES HAVE THEIR OWN EVALUATION METHODS AND THE APPLICANT WOULD NEED TO CONTACT THEM DIRECTLY TO UNDERSTAND THEIR APPLICATION STATUS.) Applied for a Second Chance Apartment? This is why you may have been denied. Second chance apartments are great for first-time renters and even persons who want a budget-friendly and safe apartment to rent. If you have applied for a second chance rental and you’ve been recently denied, you may be wondering what went wrong? You’ve completed the forms and submitted your application on time, so why were you denied? Applying for an apartment is an exciting process but involves many procedures that can be difficult or confusing to understand. To help you secure your second chance apartment, let’s look at common reasons for the denial of your second chance apartment application. What is a Second Chance Apartment Application? A second chance apartment is for potential renters who may have a less than desirable rental history or credit background. Perhaps you have been previously evicted, experienced bankruptcy, or can’t afford a traditional apartment. Second chances are available to help you find a place you can afford and call your own, and we all need second chances in life! The second chance application works a little differently from a traditional apartment application. A second chance apartment application will include additional requirements to determine the reason for your second chance interest. What Can I Expect in a Second Chance Application? To help landlords and property managers choose tenants who will pay their rent on time and fulfil the conditions of the lease, it is important that a formal assessment of an application is completed. We look at what you can expect to be covered in a second chance apartment application. Credit Check Your future landlord will perform a credit check. While the benefit of a second chance application is that you won’t get turned away because of bad credit, it also doesn’t mean that your application is guaranteed. A bad credit application for a second chance apartment should include documentation of your efforts to manage your debts and improve your credit. This can place your application in good standing. If you need to work on the financial aspect of your application, check out our Simple Steps to Improve Your Credit. Background Check In most cases, the new landlord with perform a background check. The purpose is to ensure that the details recorded on your application are truthful and accurate. Because we know what a background check entails, visit our resource on How to Pass a Background Check! We let you in on a few tips and secrets to pass your application’s background check. Proof of Income and Employment Your landlord wants to know that you can afford the monthly rent and pay it on time. When you apply for a second chance apartment, proof of income and employment are always required. Why are You Applying for a Second Chance Apartment? Second chances are for communities with extenuating circumstances that make finding or applying for a traditional apartment difficult. You can learn more about Second Chance Apartments including who qualifies and the benefits of seeking a second chance program. Jump To: Tips to Get Your Application Approved How to Apply for a Second Chance Apartment? Who Can Apply for Second Chance Apartments? Typical second chance apartment applicants do not require subsidies or housing vouchers to pay rent as with affordable housing or section 8. Instead, the apartment rental should not consume more than 30% of their gross income. Individuals with no credit, first-time renters, prior evictions, bankruptcy, and criminal records are among those who may apply and qualify for second chance apartments. Anyone who is looking for an affordable apartment to rent and meets the qualifying criteria can apply! Now that you are familiar with the requirements for a second chance application, let’s look at the reasons for the denial of a second chance apartment application. Why Apartment Applications are Turned Down ? When you apply for a second chance apartment and your application is denied, it’s important to understand why it was turned down. Remember, an application denial is not a personal matter. It is simply because an element in your application did not meet the qualifying criteria, you perhaps failed to complete the entire document, or the application lacks verified references. Let’s take a closer look at the reasons your second chance apartment application was denied. A Lack of Affordability When you submit your paperwork, your property manager or potential landlord will determine your affordability. This includes verification of gross monthly income, net monthly income, consideration of monthly rent and general expenses. Also, it is important to note that overtime is not alway considered in your income, as overtime is not always guaranteed. If they determine a lack of affordability, your application will be denied. Incomplete Paperwork It is very easy to miss something on your application form. Unfortunately, when the application for a specific apartment is in high demand and you fail to complete the paperwork while the next applicant has a fully completed, referenced, and updated submission, their application will be considered first. This could result in the denial of your apartment application. Updated References References are a crucial part of successful apartment application. References from your current and former employer, your former landlord, or a professional recommendation can go a long way to boosting an apartment application. References expressing your reliability, responsibility, and positive traits can help the landlord determine whether you will be a suitable tenant. Supporting Documents If you have a repayment plan for managing debts, attach your bank statement y=to your application to show the landlord you are taking steps to tend to negative credit. Supporting documentation can also involve references, proof of income, and documents requested by your landlord. Incorrect Information Before you apply for an apartment, ensure the information you provide is accurate and up to date. Outdated, incorrect, or falsified details will result in an automatic denial of an application for an apartment. It is important to understand that second chance apartment applications must be verified. Your contact information and your place of employment will be verified. A credit check and background check will also reveal any information that is inaccurate. Jump To: What to Do if Your Second Chance Application is Denied? Applying With a Previous Eviction Why Proof of Finances is an Important Part of an Application ? You need to afford the monthly rent. For those with bad credit, no credit, or financial difficulty, a second chance apartment is a great option. To improve the success of your application, always attach updated bank statements, proof of income, and additional documents to show credit management or the management of debts. If you have any extra sources of income, provide documentation to add as proof. The more you can indicate that you are financially capable of affording the rent, the greater the success of your second chance application. Are You a Smoker or Perhaps You Have Pets? Every apartment, second chance or not, will have specific criteria or guidelines for tenants. The purpose of these guidelines is to create a safe community for all. If you apply for an apartment and smoking is not permitted or pets not allowed, your application will not be considered. To ensure you meet the requirements, read the conditions of the application and the complex. If you are unsure about the number of tenants per apartment, whether pets are allowed, or smoking areas available, first contact the provider. A property manager or administration will help you with community guidelines. With some research, you can find an apartment that satisfies your preferences and your lifestyle. What if You Have a Criminal History? A criminal history can be of major concern when you need an apartment to rent. Second chance apartments may not turn you away if you have a criminal record; however, factors surrounding the charges will be explored before your application is considered. Convictions can make it difficult for apartment applicants to get approved. A felon or charge for a violent crime may not be considered in a second chance program. The purpose is to assure the safety of all tenants and therefore a background check will be performed. If you have a criminal record, provide a future landlord or property manager with a brief explanation surrounding the circumstances of the record if you are asked to do so. If you do not wish to disclose information concerning the criminal record, that is your choice and your right. Just remember that the apartment management team or landlord will perform a background check, so don’t try to hide a criminal history. Expect a Higher Deposit Second chance apartments are wonderful opportunities for an affordable rent and building both your credit and rental history. If you do have negative credit or you have a history of bankruptcy, the provider may request a higher deposit. This is owed to the risk of tenants failing to pay the rent and breaking the lease. Jump To: What Can I Expect in a Second Chance Application? Who Can Apply for Second Chance Apartments? Applying with a Previous Eviction Evictions can be part of the rental process whether it’s owed to financial difficulty or an unforeseen circumstance. Nevertheless, explain the reason for an eviction with a landlord. There are many applications that are turned down because of evictions that were not disclosed. Landlords will contact your previous property manager or landlord to learn of your rental history including any late payments on rent, so it’s best to be honest about any evictions. Fortunately, second chance apartments may not turn applicants away who have been previously evicted. In your application, be sure to provide supporting documents from employers and reputable sources if you have been evicted. This can help the landlord determine your future reliability as a tenant. What to Do if Your Second Chance Application is Denied? An apartment application denial is nothing personal. It’s about meeting certain tenancy requirements. Second Chance Apartments evaluate applications on a case by case basis. As with each application being evaluated on its own merit, you may not be able to get an exact reason on your application denial. How to Apply for a Second Chance Apartment? Depending on the supply and demand, applying for a new apartment can be an overwhelming process, but it doesn’t have to be! Knowing what to include to make your apartment application stand out and impress the landlord can make all the difference! Second chance apartments are available for all who qualify and offer affordability, safe communities, and a much-needed second chance. At Apartments Near Me, we offer a complete breakdown on how to apply for an apartment and increase your chances of approval. As specialists in second chance apartments, we are here to help you find the right rental that not only provides an incredible home but is also affordable and meets your needs. If you are applying for an apartment and you are unsure of any part of the process, it is best to speak to us for advice and resources. ' Jump To: Why Apartment Applications are Turned Down? Why Proof of Finances is an Important Part of an Application? Tips to Get Your Application Approved An application for an apartment should start with understanding the requirements. Is it a single room apartment, what will it cost to rent, what is the deposit, can I afford it? Depending on your request for a second chance apartment, include supporting documents with your application. Sometimes, applications can be competitive so putting everything in place to impress the future landlord can certainly give your application an advantage. Landlords want to know that the tenant they choose will pay their monthly rent, won’t break the lease, and won’t be a disturbance to the community. They will perform checks into your financial history for affordability and payment habits. They will also perform a background check to ensure the information you have submitted corresponds with their checks. If you do not meet one or more of the criteria, you will be notified of your application denial. In many cases, you may have applied too late or forgot to complete a few details. Whether bad credit, prior eviction, or affordability, you can find an apartment to rent with the necessary research and the knowledge. Be honest in your apartment application and discuss options for tenancy with the management team if you are unsure about the procedures or the costs involved. Being prepared and being transparent are some of the best ways to secure a second chance apartment! Good luck!

  • Apartment Moving Companies Made Easy

    You’ve been approved for an apartment and now it’s time to move, but how do you choose a moving company you can afford and trust? The last thing anyone needs when they move is lost or damaged furniture! To help you make the right decision, and to make your move that much easier, we help you with a few handy tips to get the best mover on your side. Why Should You Hire a Mover? Moving companies are specialized in transporting your furniture and belongings to a new location. Movers have the trolleys, the ramps, trucks, trailers, and the team to haul your goods safely and efficiently from your current address to a new apartment or home. This means the protection of your valuables and prevents injuries attempting to load heavy furniture. If you are moving interstate, reliable movers are a must. They can handle the entire process with a trusted crew and have the transportation to get your goods to their destination in one piece. How to Find an Affordable Moving Company? Compare, compare, and compare some more! I know the best way to find a mover who can pack, load, and safely transport your goods on budget and on time is with thorough quote comparisons. How can you possibly find the right price if you don’t know whether a competitor can improve upon a given estimate? By narrowing your search to 5 movers and comparing the estimates of each, you can find value and affordability. The Best Way to Save Money on a Moving Company The best way to save on the costs of your next move is to pack as many valuables as you can yourself. Movers can charge an arm and a leg just for the materials used to wrap your fridge or couch, let alone the labor! By bubble wrapping and packing your smaller items such as cutlery and clothing into boxes, you can reduce the overall cost. Yes, it may take some elbow grease but with enough time to plan, you can certainly save! Jump To: Ask About Insurance Rent a Container Steps You Can Take to Hire a Reliable Mover Try to look for a company 3 weeks prior to moving. This should provide enough time to start comparing and planning. Let’s look at the following steps to hire a reliable mover. Check Reviews and Get References Reviews and references are the best ways to find the services of a reputable moving company. The purpose of both reviews and references is to determine the standard of service provided by the mover. Reviews involve the opinions of former customers. This includes testimonials featured on the company website, social media posts, and forums. You can ask the mover for references. References are the contact details of previous customers who are willing to share their experiences using the services of the company. A mover who is unwilling to share references is a red flag! Check with the Better Business Bureau The Better Business Bureau (BBB) helps consumers by issuing a rating on the performance of specific companies. You can contact the BBB concerning a specific moving company. The purpose is to learn whether previous complaints have been issued against the mover. It is a simple yet effective way to prevent making a poor decision. Find Experienced Movers A moving company should have a few years’ experiences. Experience comes with the necessary expertise to navigate challenges and provide fair pricing. It includes the vehicles or equipment needed to safely haul goods and furniture. A moving company must have a trained team with the knowledge to handle and pack valuables in an organized manner. Get Quotes and Compare Once you have found a few companies of interest, contact a mover for a quotation. You should find 4 to 5 company estimates and make comparisons. Some quotes may be cheaper which is not always a good thing. The cheapest quote doesn’t necessarily mean that you’ve scored a great deal. By looking at different estimates you can see where there is a significant difference in the rates. Ask movers why their costs are a lot higher or lower than that of the competitor. Jump To: Plan ahead of Time Prepare For the Arrival of the Moving Company Smart Ways You Can Save During Your Next Move A move can be expensive so finding ways to save will help you stick to a budget. We look at the smart ways to save when moving into a new apartment or house. Make a Checklist The only way to keep track of everything before and after the move is to make a checklist. Create categories for each room and clearly label the boxes or packaged goods so you can locate your valuables every step of the way. Sort Perishable and Non-Perishable Foods Pack all non-perishables into a box and the products you don’t use donate to charity. You can prepare meats and perishables and place them in sealable containers. Find Affordable Packing Materials Boxes, wrapping, and tape to package your belongings should be sought long before your move date. Find cheap packaging online or use boxes and wrapping you already have. You can also use suitcases to pack clothing, books, and non-fragile items. Pack Your Own Valuables Start packing the items you don’t use and label the boxes. By preparing your own packaging and placing your clothing, crockery, cutlery, and small appliances in boxes, you cut the costs of having the movers do the job for you. Ask Family and Friends for Help Try to get your family and friends to help you wrap, pack, and move some goods. Whether you are placing valuables into storage, moving everything on the day, or giving some things away, the extra help is always handy and shouldn’t cost a dime. Plan a Move During the Week A weekend move can be chaotic. It is busy during this time and your mover is more likely to charge a higher rate. Plan a move for the week and when most people have left for work. If you’re moving into an apartment, you certainly don’t want to hog the stairs while your new neighbor is trying to get to work! Request a Fixed Cost The rates in the estimate should not change during the move. Fixed rates mean that you pay a set cost and can remain within your budget regardless of the time it takes to move. This is a good idea where moving companies charge by the hour! Prepare for the Arrival of the Moving Company Should you choose a mover that charges by the hour, the best way you can save is to prepare as much as you can before they arrive. By getting organized you ensure that everything moves more efficiently. The first step is to organize your boxes. Ready packaged and labeled boxes all set up in one room make it easier and faster for the moving team to retrieve and load the goods. Create a free-flowing space that allows the movers to get to your belongings without hassles. This will save a great amount of time. Try to be present on the day of the move and regularly communicate with the company. These processes will keep them on track and encourage a smooth move. Hire Movers for Large Items and Furniture To cut the costs of moving, pack as many boxes, suitcases, and goods into your vehicle as possible. Heavy and large furniture should be let to the moving company. They have the equipment and the manpower to haul your goods without causing additional damage or the possibility of sustaining injuries. Rent a Container One way to save is to have all goods packed into a container and transported to the new location. Jump To: Why Should You Hire a Mover? How to Find an Affordable Moving Company? How Much Does It Cost to Move Into a New Apartment? From the security deposit to preparing for monthly rent, moving means sticking to a tight budget. The last thing you need to deal with is the high cost of a moving company. By requesting a quotation, you can calculate what you will spend on the move. The average costs for a local move are between $2000 and $2300 while an interstate move can reach $4500. If you are moving from an apartment, these costs will be lower. For this reason, requesting quotes from reputable movers is an important part of saving. Is it Cheaper to Move Furniture or Buy New Furniture? If you are moving locally, then keeping much of your current furniture is a more affordable choice compared to buying new items. You could pay up to $2000 for a move which is less than what you would spend on replacing appliances and furniture. Let’s look at a few more factors to determine whether you should buy new furniture or save your current valuables. Interstate and Personal Goods For an interstate move, you may consider the costs of specific items and compare it to the quote from the mover. If you have furniture that can be easily replaced, perhaps selling the goods and replacing it at your new destination works out as a more feasible choice. If you have furniture with sentimental value that simply cannot be replaced, consult with a few different moving companies and request quotations. As mentioned previously, comparing quotations will help you get the most valuable price from a service you can trust. What Does it Cost to Move Interstate? An interstate move can be a stressful process but if you have the right team on your side, the move can be made efficient and your goods arrive without loss or damage. If you are traveling to another state, distances over 1200 miles and goods weighing more than 7000 pounds could see an estimate of over $4500. Interstate moves are always more expensive than a local move. With our tips, you can save on the costs of both the interstate and a local move! How You Can Prepare for an Interstate Move? You’ve found an apartment or a house in a new state and you’re unsure about what to expect when you move. No problem! We are here to help you with the steps you can take to prepare for an interstate move. Choose an Interstate Moving Company Not all movers specialize in cross-country hauling services. Look for a business that will perform interstate services. They are knowledgeable in regulation for different states, they will carefully plan travel routes, and they have the trucks needed to safely complete long-distance travels with large loads. Ask About Insurance Insurance is a necessity when it comes to an interstate move. It can protect goods along the journey and because accidents can happen, you don’t want to be liable for replacing your furniture and have to pay for the transit costs. Carriers should offer updated insurance, so you have peace of mind your goods arrive on time. Plan Ahead of Time This cannot be stressed enough! The right planning can mean smooth sailing! Pack the items you don’t use, get quotations and be prepared for the day. A moving company should provide tracking information so you can stay up to date on the truck’s whereabouts. This information will also help you plan for the arrival of your belongings so it can be unpacked quickly and easily. The Cheapest Ways to Move to a House or an Apartment Moving to a new place is a momentous occasion. With some preparation and research into the right moving company, you can enter your new home with positivity and vibrance. Nobody expects to hire a professional mover only to have furniture damaged or valuables go missing along the way. With some comparisons into reputability and cost, you can find a company you can rely on. Remember! Not all moving companies are equal. Don’t pick the first name you find online or in a local directory. To find the right mover means making some calls and comparing quotes. You can make a checklist of the items to be moved and along with the distance, a moving company will offer a breakdown of the costs involved. From experience and insurance to helpfulness and references, put some time into choosing a mover, and you will not only save on the quote but also receive the best standard of service.

  • Turn Your Bedroom Into an Oasis- Without Spending a Ton!

    Your bedroom is a place where you can unwind, find peace, and put your head down to sleep. We all know that sometimes life gets in the way, and rather than our bedroom being our sanctuary, it can become a tad cluttered and disorganized. Fortunately, creating a bedroom oasis is not that hard and not that expensive. It takes a little bit of time, some organization, and a touch of intuition. For renters and homeowners, let me help you restore the beauty and the practicality of your bedroom, so you too can enjoy a private and calming oasis! Why an Organized Bedroom Means a Healthier You? Did you know that there is a science to an organized, practical, and attractive room? While an organized bedroom can help you find what you need and when you need it, a space that is inviting and appealing is good for the mind, body, and soul. When you organize your bedroom and incorporate colors, accessories, and styles that reflect your preferences, the room becomes a pleasant space. By decluttering and arranging your bedroom, you can achieve relaxation and clear your mind. By creating a bedroom you love, you remove the physical stressors and limitations that are preventing you from achieving complete relaxation. A bedroom should represent a cozy, comfortable, and private space where you can destress and recharge those batteries! The First Step to Creating a Modern and Organized Bedroom I know that starting a bedroom makeover can feel like a chore but when you have a plan, the entire process becomes rather therapeutic! Especially when you end up with a stunning result. The first step to achieving an attractive bedroom is to get organized. Let’s start by tackling the clutter. Remove the Clutter Tackling the clutter in a bedroom can be easy when you have a plan. Whether you have a small or large bedroom, a cluttered space can leave you feeling overwhelmed the moment you walk through the door. My advice is to start a section at a time. You can place goods into boxes such as files or paperwork in one, clothing in another, and if you have little ones then all the toys go into the next box. Junk you can toss in the garbage, but other items you want to keep, simply pack into the closet or place it in storage using plastic boxes with lids or labeled cardboard boxes. Clothing, books, blankets, and similar items that you no longer use can be donated to a worthy cause. Organize Your Electrical and Network Cables Between chargers and plugs, we all know that wires can get a little hairy in the bedroom! A cable organizer is a simple way to create a well-organized and tranquil space. It also makes the room easier to clean. Cable organizers come in different shapes and sizes and are relatively inexpensive. These storage solutions can be secured to the side of a desk or side table. If you don’t have a desk in your bedroom, you can use a cable box which is placed on the floor to keep network cables neatly arranged and concealed. Another way to hide multiple cables is to use trunking. Trunking is a plastic casing that cables are placed inside. It is glued to a wall or placed in ceilings to hide and organize wires and cables. It can’t be secured to a wall in an apartment, but it can be placed behind or underneath furniture. Rearrange Your Furniture If you find yourself walking into your bedroom only to feel like the world is on your shoulders, it’s probably time to do some rearranging. It may take a little time and elbow grease but experimenting with different furniture layouts doesn’t cost a cent. For a small space, placing a bed against a wall rather than the center of a room will create floor space. A general interior decorating rule is not to place a bed opposite a door or directly under a window. Find a spot where your bed is private and allows you to easily walk around the room, reach cupboards, or side tables, and arrange bed linen. Consider the focal point or main wall of the bedroom and use this to reposition your bed, dresser, and side tables. You can visit websites such as Pinterest to find some design inspiration when you need to change the way your furniture is laid out. Take inspiration from different bedroom styles and sizes, each with its own floor plan. What About Removable Wallpaper for Bedroom Decor? For those of us who live in an apartment, changing the wall color or adding fixtures to accessorize the room is not always an option. One way that you can improve the color and interest of your interior without the expense of repairing, is with removable wallpaper. What is Removable Wallpaper? Removable wallpaper is a self-adhesive product. It does not require wall glue but comes with a sticky backing so you can position the paper on the wall without the possibility of causing damage. It can also be removed with ease prior to the apartment inspection, so you don’t forfeit your security deposit. Removable wallpaper makes it easier for those renting an apartment to add some décor, color, and patterns to personalize a space. It is a great addition to the bedroom when applied on a feature wall. Invest in Some New Linen A cost-effective way to spruce up your bedroom is with a fresh set of linen. Bright white sheets, colorful florals, or pastel shades are contemporary and allow you to add bold color and patterns across your bedroom accessories. How to Choose Linen for Your Bedroom I would invest in good quality cotton. Cotton keeps you dry and cool in summer and warm in winter. It is also a durable material. If you are considering thread count, a count between 200 and 600 is best for cotton sheets. Struggling to Pick the Right Color Bed Linen? The shade of bed linen you choose will depend on your personality and lifestyle. Although white bed linen is brilliant and beautiful, it may not always be practical. If you love white sheets, consider a background of white with a modern pattern. That way, it may not show every spot and stain especially if you have a home full of kids and pets! A simple way to pick the right bedding color is to always choose a light shade for the main bedspread or duvet. The extra layers such as a throw or lighter blanket should be darker than the main bed sheet. If your carpet has a pattern, your walls have a pattern or texture, then stick to plain bedding styles. A combination of stripes on the bed and hexagons on the floor may leave you feeling dizzy! Add Scatter Cushions, Fluffy Pillows, and a Throw Pillows are one of the easiest and most affordable ways to add richness to a room. It also creates visual appeal and leaves you wanting to immerse yourself in your mountain of pillows at the end of a hard day! I love scatter cushions because you play with some interesting colors and patterns to brighten the room. You can also introduce texture. A fluffy or faux fur scatter in winter creates warmth while cotton covers with print in the summer are a must-have. If you don’t own a throw, now is the time to get one! Throws with tassels, woven textures, or a silky sheen are popular additions to any bedroom. No matter the theme or the décor throws it creates softness and a plush look. It is another simple way to introduce color and texture. Choose the Right Window Treatment for Your Bedroom Along with bedding prints and organized space, you can instantly modify your room with a beautiful set of contemporary window treatments. Window treatments range from curtains and drapes to blinds. If the apartment has blinds, you may not have the option to change the window treatment but curtains, your landlord will surely allow you to add your own. Always check with your landlord prior to changing anything in the apartment. You can also check your lease to determine the rules of maintaining the look and condition of an apartment when moving in. The Right Shades Can Help Improve Your Sleep The right style of window treatment can go a long way to helping you get a fair amount of sleep. Light curtains and blinds that allow early hours of sunlight in will disrupt your sleep. Invest in some good block-out curtains if you have a window facing the early morning sun. Lighting and Side Tables A side table with a modern lamp immediately creates a bedroom feel. You don’t always have to change the main lighting fixtures to achieve a bedroom look. Lamps with a larger shade and cement, glass, or clear base are contemporary styles. Add Plants There are so many indoor plant varieties that you can easily introduce to your bedroom setting. An orchid, a small fern, and different types of succulents are inexpensive and beautiful living décor. If you aren’t one for keeping plants alive, then a clear glass vase on your side table with fresh flowers or filled with pebbles, marbles, or quartz crystals will also make for an attractive feature. What’s a Bedroom without Candles? Once your furniture is organized, your room decluttered, and you have some of your favorite things neatly arranged, transform your bedroom into an oasis with some fragrant candles. A candle can also be placed in a clear vase. With scents of pure vanilla and fresh berries to spring blossoms, you can use scented candles to bring a sense of tranquility and peace into the bedroom. Keep Your Bedroom Design Practical If you are buying new furniture for your bedroom, consider the layout and the practicality of the item before you make a decision. I’ve bought a bookshelf and some flatpack furniture only to find that it’s too large or not very useful for my space. You can easily incorporate a bookshelf to store décor accessories, framed pictures, and more. If you need extra storage, then an ottoman at the foot of the bed is a good idea. At the end of the day, your bedroom needs to be a place where you can relax and find some peace but also where you can easily find things. If storage is a problem in your bedroom or your apartment, you can check out our blog on Increasing Storage Space in Your Apartment. Give Your Bedroom a Deep Clean There is no better way to start afresh each day in a clean, fragrant room. You will be surprised to find just how much dirt accumulates in the carpeting and dust across furniture in only a few days. Giving the bedroom a deep clean will help to remove the embedded dirt in carpets, gets rid of allergy-causing dust, and leaves the space feeling renewed. Deep cleaning includes vacuuming and washing the carpets, wiping all fixtures, removing light shades to clear dust. You should move furniture to reach the dirt and dander underneath the less frequently cleaned areas. If you haven’t given your bedroom a thorough spring clean, then take some time off to reorganize and tidy up. Creating a Bedroom Oasis is All About You A bedroom is a very personal space. It is where we wind down for the day, gather our thoughts, and start afresh for a new day or week ahead. By adding the things that you love and by looking at surrounding décor that makes you feel good, you instantly feel calmer and at peace. You don’t have to makeover your bedroom in one day. Gradual changes as you can manage will help you work towards a functional and attractive finish. Be sure to design your bedroom around your personality and I guarantee that you will love the transformation

  • Need to Rebuild Your Credit? Tips To Help You Get Approved!

    Our Simple Tips Can Help You Get Approved for Your Next Apartment If I Have Bad Credit Can I Be Approved for an Apartment? Thinking of renting an apartment but bad credit or no credit getting in the way of your approval? Let’s take a closer look at the simple ways you can improve your credit score and rent the apartment you want! What is Bad Credit? A FICO score of between 300 to 580 is considered a bad or a poor credit rating. If we look at the following table, we get an idea of where credit scores fall and what the numbers mean: Credit Rating Scale 300 - 579 Poor 580 - 669 Fair 670 - 779 Good 780 – 850 Excellent While the table offers a general idea of credit ratings, if you have a high credit score, you have a better chance of receiving approval for various financial applications. Good credit is the single aspect of financial health that landlords and property managers consider when examining your lease application. For single renters, a sound credit history makes it easier to receive approval for a lease because it shows the landlord that you are financially responsible and can afford your monthly payments. If you don’t have a good or even a fair credit score, there is no need to panic. There are steps you can take to build and improve your credit rating. Jump To: Steps to Rebuilding Your Credit Score What Can I Use to Improve My Credit Score? How is My Credit Score Calculated? A credit score is based on your financial history and spending habits. It is largely influenced by the following factors: Whether your bills have been paid on time and the number of late payments associated with your accounts. The amount of credit you have and actively use. The different forms of credit you have qualified for. The period of personal credit history. When you assess your credit report, always look for inaccuracies. Remember, not to make any hard inquiries into your credit history as this could also influence your credit rating. What are the Implications of Bad Credit? Bad credit makes it harder to obtain approval for financial interests such as a personal loan or mortgage. Let’s take a closer look at the implications of a bad credit score: Difficulty Obtaining Loan Approval Whether a loan to buy a house or a car, a low credit score makes it increasingly difficult to receive financial approval. Higher Interest A poor credit score can also hike interest rates and insurance premiums. It could make employment difficult and compromise your ability to attain your goals. Fortunately, there are ways to build your credit and you can start making these changes today. Steps to Rebuilding Your Credit Score If your goal is to rent an apartment or to eventually buy a home, working on your credit is a great way to improve your financial status and curb the limitations of bad credit. Examine Your Credit Rating To improve your score, you need to know what your rating is. By obtaining a report, you can also see which aspects of your credit are affected and which areas you need to focus on. Question any payment, credit, or general financial statuses that are not accurate. Reduce Your Debt If you have outstanding debt, focus on making payments toward the balance. If you cannot manage your current debt, you have the option to negotiate monthly repayments. If you cannot negotiate a monthly installment, having a financial advisor represent your interests will help you with affordable repayment plans. Reducing your debt can help you improve your credit score. Paying Bills One of the biggest reasons for a tarnished credit rating is a failure to pay your bills on time. Whether a credit card, a clothing account, or a mobile contract, late payments will negatively affect your financial history. Find Ways to Improve Credit While this may seem counterintuitive, taking on a small credit card or a small loan and repaying it on time, is a simple way to build credit. If you cannot get approval for these or fear you will miss the monthly payment, then consider help from a co-signer. Co-signers should be someone with good credit who is willing to act on your behalf. This means that should you wish to take out a line of credit or a loan, the co-signer will issue surety. If you cannot pay the bill on time, it becomes the financial responsibility of the co-signer to settle the fees. Fortunately, with some financial planning and seeking the assistance of a financial advisor, you can have a payment plan that will help you rebuild your credit. Remember, credit scores do not increase overnight. It is a process that requires some work, discipline, and some time. By sticking to your plan, you will reap the rewards, and this includes successful applications for an apartment. Jump To: What is Bad Credit? How is My Credit Score Calculated? How Long Will It Take to Rebuild My Credit? If you are building your credit from the ground up, it can take up to 6 months to establish a credit report and a rating. For those who wish to increase a credit score from 400 to 500 points to 600 or 700 points, it could take up to 18 months. The period for improving your credit largely depends on personal factors. Are you starting from zero credit? Do you have outstanding debts? What are you doing to manage these debts? With frequent credit activity and maintaining a strict financial schedule, you can build your credit relatively quickly. What Can I Use to Improve My Credit Score? The tricky thing about fixing a credit score is to show responsible and active credit management. While your goal is certainly not to accumulate any more debt, you have to show an active line of credit that you are managing to increase your score. One of the easiest ways to increase your credit rating is to use a phone bill. Experian states that building a good borrowing and repayment history is best achieved with a phone contract. These bills can be incorporated into a credit report and for this reason, it is a good way to work on active credit. Because financial service providers want to see that you can pay your debts on time, an inexpensive phone contract (if you don’t have one) can help you make weekly or monthly payments and prove your timely settlement of debts. If you have a phone contract, include it in your credit report and be sure to make your payments on time, or you could find your credit score dropping! Why Does a Landlord Need My Credit Score? A landlord requires your credit score to determine your financial history and affordability. If you have a low score, they may be under the impression that you have a significant amount of debt, that you cannot afford your debt and your rent, or that you will not be good at paying your rent on time. Landlords want to select tenants that will bring in a steady income. This is why it becomes a lot more difficult to receive approval for an apartment with bad credit. But it is not the end of the road. Jump To: Your Credit and Renting an Apartment Focus on Negotiating Repayments If I Have No Credit Can I Still Rent an Apartment? If you have no credit or low credit, you may still be able to qualify for an apartment. Have a look at our resource: Poor Credit and Application Approval. We provide a breakdown of the process involved in applying for an apartment with bad credit. How Second Chance Apartments Can Assist with Credit Scores? A second chance apartment is a fantastic way to work on your credit. While landlords and property managers may turn your apartment application down owing to a poor credit score, second chance apartments are all about that second chance in life! If you have a good income, stable employment, and positive rental history, you may qualify for a second chance apartment. The good news about second chance apartments is that your application isn’t immediately rejected because of your credit rating, rental history, or background. If you do receive approval for an apartment, pay your rent on time. This is another way to build your credit rating. Simply peak to your landlord about the rent, security deposit, and apartment levies. If you can comfortably afford the rent including your pressing expenses (insurance etc.), then you should manage the monthly rent. How Quickly Can I Increase My Credit Score? If you need to increase your credit score fast, there are a few steps you can take to work towards a higher rating. Work on Paying Your Debt Did you know that 30% of your credit score is dependent on your repayment of debts? Late payments from credit card balances to loans can have a detrimental impact on credit score. As part of working your debts off quickly, you can look at your income, expenses, and what you can afford to settle the bills. Do not stretch your finances so thin, however, that you cannot afford the utilities or groceries. Find a repayment solution you can afford. Open an Account Again, you might find it strange to open a new account despite outstanding debt or a low credit score. The purpose of opening an account is to help you practice active credit. You see, when financial providers such as a bank look at your financial habits and calculate your credit, they want to see how you are using it. If you need to rebuild your credit, opening an account and making a small balance you can afford to repay each week or month will show them just how much you can afford and how you can improve your financial status. Always exercise precaution when you take on additional credit. It is better to work on pressing debt to raise your credit score than opening another account. If you have no credit and your debts are settled, then a new line of credit can help you quickly boost your score. Focus on Negotiating Repayments If you are not paying a specific debt because you cannot afford the installments, it is best to contact the creditor and negotiate a repayment plan. Rather pay the debt in smaller amounts that you can afford than not at all. Not only does it reflect positively on your financial history, but it also supports faster credit building. Pay Creditors More than Once a Month A monthly payment to settle your debt is important but if you can increase the repayments, it can lower your debts faster. This means an improvement in credit. A payment at the end and mid-month can go a long way to helping improve ratings. Not only will it help you eliminate the debt but also places your efforts in a positive light with banks and similar credit providers. Only consider a twice monthly payment to address outstanding bills if you can afford it. Consult with a Financial Advisor One of the best ways to learn about your affordability and repayment plans is with the assistance of a financial advisor. Their role is to assess your income, expenses, and your credit with the purpose of developing a plan towards financial stability. Increasing your credit is all about work and time. It requires some negotiation and is an important part of building a future. Your Credit and Renting an Apartment When your goal is to rent an apartment, a positive credit rating can certainly work in your favor. When you understand how to increase your credit, you can start taking important steps today to secure your tomorrow. It is always important to consult with a financial expert. Your circumstances are unique, and you need a tailored financial plan to help you reach your goals. Second chance apartments can also help you to improve your chances of approval for an apartment to rent. While working on credit can take time and sacrifice, it will present incredible financial opportunities and the knowledge to exercise sound financial management!

  • The Best Sofa Styles For a Small Apartment!

    Living in a small apartment is comfortable, cozy, and definitely easy to keep clean but if like me, you’ve tried to squeeze that oversized sofa into your tiny space, it may be time to look for something more practical and pleasing to the eye. Shopping for a sofa for a small apartment doesn’t mean that it has to break your bank! And with so many styles of sofas for small rooms, why settle when you can find the perfect addition to maximize space and decorate your apartment at the same time? Who knows, once you’ve found the right sofa, you can start shopping for the best apartment décor on a budget! How to Choose the Right Type of Sofa for a Small Space? The best type of sofa for a small apartment is proportionate, provides adequate seating without taking up too much space, and is fairly easy to maneuver. Depending on whether you have kids or pets, a fairly robust material goes a long way to keeping it clean and in good condition. When you shop for a new sofa, so many styles and materials to choose from can make it difficult to imagine what it would look like in your home. Always check the furniture dimensions and look at pieces that are similar in-style in-store. This will help you visualize the piece in your apartment. You can also find some pretty good deals on furniture when you shop online. Think carefully before you buy though! Don’t purchase something because it's cheap and then you find out you can’t fit it through your apartment door! To choose the right sofa for a small room, let’s discuss the following points: Traffic Pets, children, and frequent guests require a robust material or a slipcover to prevent the fabric from wearing and becoming stained. The Style Are you looking for a corner sofa, a full suite, or a comfortable chair to relax in? The style should create a sense of spaciousness without adding bulk to the room. The Price An important part of buying a couch for an apartment is the price. You can learn how much sofas cost by making a few comparisons online and in-store. If you are looking for an investment piece, then a leather seat is best; however, the durable fabric can also provide a valuable purchase. If you have a budget, you can find the right sofa for your small apartment at the right price. Stick to our tips and we will help you make the best choice. Popular Styles of Sofas for Small Spaces The Loveseat Certainly, a popular addition for the small apartment or living room, the loveseat with square or round arms is a contemporary item of furniture. It is a comfortable piece that is perfect for an empty nook or an area under a sunny window. The loveseat is a two-seater sofa with a high back. It includes tufted backing, soft-touch fabric, and firm cushioning for support. The Sectional Sofa The sectional sofa is a popular couch in the modern home. It is a simple way to designate living areas in open plan living. For the apartment or small room, you don’t have to give up on owning a sectional sofa. A small sectional sofa is a corner unit that is a smaller version of its larger counterpart. It is great for bare corners and again, it can also be placed in small open-plan living areas provided that it’s correctly positioned. The Daybed The daybed is a classic and a multi-functional piece of furniture. If you have a small apartment but love to have guests over, the daybed is a perfect choice. It can serve as a neat and comfortable sofa during the day with a few fluffed up pillows and transform into a bed at night for residents or for guests. Rolled Arm Sofa You will find the small rolled arm sofa in a variety of colors and sizes. It is ideal for a casual and neat living space. If you prefer a small armrest that won’t get in the way when relaxing with a good book, the small rolled arm sofa is best. Reclining Loveseat You’ve moved into a small apartment and believe that you have to sacrifice the luxury of a recliner because of your tiny space. The good news is that small rooms and apartments are catered to with the small reclining loveseat. This style of furniture allows you to relax and benefit from the modern style of a loveseat with the added reclining feature. You too can sit back and unwind in your very own recliner. Quirky Apartment Sofa Many people stay away from prints and bold colors for apartments when decorating because they feel that it would overwhelm the space or make it feel smaller. While the wrong use of color and poor symmetry can leave the space feeling confined, there are clever ways to use color and patterns for a fun, quirky, and inviting apartment. Sofas including floral patterns are growing in popularity. In 2021 Apartment Décor is all about indoor and outdoor living. A floral sofa allows you to bring the outdoors in with its interesting print. Of course, this doesn’t mean that the floral pattern on grandma’s sofa will work. Keep it dainty and look for a high back with legs if you choose a print for your next couch. Decorating Your Apartment Sofa Now that you’ve decided on a style of sofa, it’s time to decorate! The best way to spruce up an old couch and add color to a room is with scatter pillows and a beautiful throw. You can also place a small coffee table in front of the couch to accessorize the space. How to Find a New Couch on a Budget? Looking for a new sofa on a budget is not a difficult task. It’s all about shopping around and making comparisons. You should search online and in-store and compare the dimensions, the materials, and the guarantees issued by the supplier. There are also some used sofas that are in pretty good condition and at a fraction of what you would usually pay for a new suite. Is it a Good Idea to Buy a Used Couch? Buying a used couch can help you find some really impressive deals! Of course, you will have to research the product and preferably see it in person before you buy it. A personal inspection can help you avoid buying a sofa for your apartment that is damaged or of a poor condition. If you are interested in buying a used couch, consider the following: · Look for major fixes that you can’t buff out! · Torn material (unless you’re getting it reupholstered) · Be careful of stains (some marks and spots can’t come out) · Pay attention to the price. Negotiate a price you are comfortable with. What Should I Pay for a Used Couch? Shopping for a used couch or sofa means getting the best value. You can find chairs, tables, and even beds for sale online but shopping for a used sofa can be a little bit tricky. To avoid paying too much for the furniture, a little bit of research can help you determine the average prices for that style. You can also consider contacting a vintage furniture store for antique sofas to get an idea of their value. Never feel pressured into making a purchase. It should be a fun way to save money on a great deal rather than leave you questioning your decision. A used sofa averages between $200 to $250 online. Buying a Used Sofa Online When you contact a seller of interest, ask for plenty of images of the piece and any damages you should be aware of. Many homeowners who are updating their properties or apartment décor will advertise lightly used sofas for sale. If the seller doesn’t specify the reason for selling, don’t hesitate to ask. You can also ask for information such as: “how old the sofa is, whether it’s been reupholstered, and its exact dimensions!” The Benefits of Reupholstering Furniture for an Apartment Perhaps you have a sofa that you love and fits perfectly in your small apartment but it’s a tad outdated or the fabric has seen better days. You could reupholster and easily give it a new look without spending too much money. Let’s check out the benefits of reupholstering furniture for your apartment: Variety of Fabrics and Designs Reupholstering furniture, including chairs and sofas, allows you to get creative. You can breathe new life into a piece passed down from family or that you’ve purchased some time ago, but the fabric is either outdated or stained and damaged. A professional reupholster means a new fabric, but you can also add tufted features depending on the design of the sofa and the cost. When you choose a material to recover the sofa or couch remember that it should be strong, wear-resistant, and easy to maintain. Replace the Cushioning Part of a reupholster is to restore the overall condition and comfort. If the cushioning is worn, ask the upholstery service if they can replace the cushions. Designs to Last Bold prints and patterns are certainly fun ways to add interest to apartment spaces but if you’re reupholstering a sofa, consider the longevity of the piece. Are you upholstering to fit with an interior design trend or to invest in a lasting item of furniture? For lasting pieces, I suggest a neutral shade of fabric. You may want to change the décor in your apartment and a neutral upholstery makes it easier to change your colors and accessories without changing the sofa! What is the Best Fabric for a Sofa? If you are looking for a tough fabric to withstand pet activity and heavy traffic, then microfiber and cotton are the best. Leather is a sure contender; however, it requires a fair amount of upkeep to prevent scuffs and scratches from tarnishing the material. A busy household can benefit from cotton, microfiber, or linen sofa. These are easy-care fabrics that can withstand a fair amount of traffic. These sofa fabrics are also considered the most comfortable. How to Keep Your New Apartment Sofa Clean? Consider a Slipcover A slipcover is a simple fabric cover you place over the sofa to protect it against wear and tear. These covers provide a snug fit based on the style of the sofa. It is a cost-effective way to keep furniture in pristine condition. It also reduces how frequently sofas have to be cleaned. If you happen to spill food or drink on the cover, simply remove, toss it in the wash, and voila! Replace the cover when it’s dry. Treat Stains and Spills Immediately Spilling some drink or food on your sofa is not the end of the world! If you act quickly, you can prevent that annoying stain from peering at you from between the scatter pillows! Any mess should be cleaned with a mild soapy solution. For liquids such as red wine or ketchup, first dab the spill with a sponge or absorbent cloth. Do not rub because this will spread the stain. Once you have absorbed most of the liquid, take warm soapy water and gently wipe and rub at the spot to prevent a lasting stain. If you notice a spot that is not disappearing despite your best efforts, you can contact a furniture cleaner. They use specialized equipment including steam machines and compatible chemicals to get your sofa looking as good as new. Final Thoughts On a Sofa for a Small Space Sofa shopping shouldn’t be a chore. To find furniture for your apartment, first consider where you wish to place the item, the dimensions of the sofa, and then the overall style. Take your time to shop around, compare prices, and don’t forget about the practicality of certain styles and fabrics. With the best sofa styles for a small apartment, you are sure to maximize your space while investing in beautiful and authentic furniture! Happy Decorating!

  • How Do I Soundproof My Apartment?

    A Guide to Dealing with Noise in an Apartment “He shoots, he scores!” and the audience erupts in elation and endless cheers! The only problem? You’re not watching the game. The sound is coming from your neighbor’s apartment… Living in an apartment complex offers a great sense of community and security, whether it’s your first-time renting or you enjoy the affordability and convenience it offers. But when you can hear your neighbor’s music or perhaps you have a dog and you’re concerned about the noise disrupting your fellow residents, then it’s time to consider how to make your apartment more soundproof. The question is, what can you do to soundproof your apartment, especially if you’re renting. Before you take drastic measures, we look at simple ways to create a soundproof apartment and the steps you can take to manage noisy neighbors. Let’s start! What Does Soundproofing an Apartment Mean? Soundproofing an apartment means taking measures and performing modifications to prevent or minimize noise from the neighbor or from the street traveling through your walls, windows, and ceilings (in the case of living downstairs). Realistically, a professional soundproof involves the installation of insulating materials to stop the transfer of sound. Fortunately, there are simpler steps you can take to minimize noise, whether you are the one making it, or you are on the receiving end. We look at tips for both renters, shared homes, and condos. Jump To: 1. Acoustic Panels 2. Landlords will Guide & Counsel New Tenants Why Aren’t Apartments Soundproof? Most properties are not built with soundproofing, especially apartments. For properties that are close to busy streets, double glazed windows are generally installed in a renovation or insulating materials within and along the walls. What is Considered Excessive/Unreasonable Noise in an Apartment? A noise that is described as “unreasonable” or “excessive” is a noise that is not considered regular or everyday sounds. Traffic from a nearby public road is an everyday sound but loud music and parties are not. The difficulty is determining the fine line between noise that is unreasonable or acceptable and expected in an apartment or residence. If you can hear people talking or footsteps into a neighboring apartment, this could be regarded as expected daily noise. Ongoing shouting, stomping, banging of doors, loud music, hooting from cars in the complex, and persistent dog barking, are considered the “unreasonable” end of the noise scale. Do Apartments Have Quiet Hours? While not always explicitly stated in the lease, every tenant has the right to quiet enjoyment of their residence. This means that parties, loud music, shouting, and unreasonable sounds should cease between these times. The standard times for ‘quiet hours’ in apartments range from 10 pm/11 pm to 7 am/8 am during the week. These hours differ on weekends and public holidays. If quiet hours are not stated in your lease, speak to your landlord about what is considered times of quiet or undisturbed hours in your apartment building or complex. Jump To: 1. Why Aren't Apartments Soundproof? 2. Speak to Your Neighbor What Can You Do to Reduce Noise in Your Apartment? Living in an apartment requires some consideration for your fellow neighbor but what if you have children and you want to live upstairs or you are concerned about your dog making noise while you are at work? We look at what you can do to soundproof a room and more. Living in an Upstairs Apartment with Children Whether you live upstairs or downstairs in an apartment, considering ways of managing noise can go a long way to preventing unwanted noise complaints. With urban living and more families moving into apartments, one of the most popular questions asked is how to soundproof noisy children in an upstairs apartment? If you are a parent and you live in or want to live in an upstairs apartment, you may be concerned about your children’s activities creating noise and disturbing your neighbors below. Children will run, jump, play with their toys and this may be heard by the downstairs resident. Across the US, families with children under the age of have increased by more than 31% in apartment living. This means that more people are considering cost-effective ways of soundproofing their apartments. Noise complaints concerning kids are a sensitive topic and perhaps it is a good idea to speak to your landlord about your concerns. Whether pets, babies tumbling across the floor, or young children running and playing in apartments, let’s look at the simplest ways of buffering noise in apartments. Use Thick Carpeting For families in an upstairs apartment, one way to reduce the sound of pitter-pattering feet running across the floor is to use a large rug with an underlay. Dense carpeting can significantly reduce the thuds of activity heard by the downstairs neighbor, especially across hardwood floors. This can also work for larger sized pets that may run and jump across the floor. Jump To: 1. Tips From a Landlord on Dealing With Noise in an Apartment 2. Soundproofing an Apartment and Dealing With Noise A Look at the Best Tips to Make Your Apartment More Soundproof From your doors, and windows to your floors, we look at the following options for soundproofing your apartment. Identify the Areas in Your Apartment Most Susceptible to Noise Is it the door, the window, or the floor between you and the upstairs neighbor that is the weakest spot for noise transfer? If it is the floor, as previously mentioned, a thick carpet in a large size covering the entire living area or dense rugs spread throughout can assist in reducing loud footsteps, thuds, and jumps. By determining the weakest areas of your apartment, you can focus your insulation efforts and manage the cost to keep the noise at bay. Insulate the Doors and Windows For external noise, one of the easiest ways to control disturbances is by sealing gaps, cracks, and openings around window frames and doors. You can purchase insulation tape to seal off frames, which can also help with drafts and interior temperature regulation. If you want to soundproof your apartment door, you can purchase an acoustic kit to insulate the door. Most types of noise come from the gaps and the weakness in the door. Because apartment doors are not of dense manufacture, their hollow consistency can actually create higher levels of sound transference inside the apartment. A seal kit is designed to close the gaps around the door and the framework. You can also use insulation foam as an affordable alternative, to reduce the possibility of sound travel. Do Bookshelves Help to Soundproof an Apartment? A bookshelf looks great but as far as keeping the noise from transferring in between walls, it won’t do much. You can try to hang carpeting or padding on the walls to create density. Acoustic Panels The acoustic panel has become a popular solution for apartment living. In a rental apartment, always discuss modifications to walls before you decide to take on a DIY project. It is best to speak to your landlord about the noise and to ask about the steps you can take to manage the disruptions. Use White Noise Machines and Ear Plugs Many people swear by using white noise machines. The soft tunes carried by the device can help distract you from the bigger disturbances. It also provides a balancing effect throughout the apartment. For more persistent noises through the night, earplugs may be a good investment. Jump To: 1. What is Considered Excessive/Unreasonable Noise in an Apartment? 2. What Does Soundproofing an Apartment Mean? Speak to Your Neighbor This can be a difficult and touchy subject but if your neighbor is playing loud music, their dog is constantly barking, or slamming doors, the next step is to speak to them kindly. Remember, many people aren’t aware that what they’re doing is causing you grief and can be heard inside your home. Making them aware of this with a polite conversation may assist in easily resolving the issue. If you don’t feel comfortable talking to your neighbor or feel they may not be reasonable when approached, the next step is to talk to your landlord. Speaking to Your Landlord About Noise Disturbances in Your Apartment Landlords deal with noise disturbance complaints periodically. From significant cases of disruptive tenants to benign complaints, the role of a landlord is to remain objective and sensitive to the needs of all lessees. When you approach your landlord concerning a noise complaint, they will first investigate the claim. It is important that you take the time to document the noise as this makes it easier and more efficient for landlords to get to the bottom of the issue. This also ensures that you have the complaint in writing. Prepare Your Documentation when Presenting a Noise Complaint The document should include: The time the noise occurred The duration of the noise The first incident The type of noise Whether you have spoken to the tenant Once the landlord has investigated the claim, they will speak to the offending tenant about the noise complaint. The tenant has a right to be made aware of the complaint. Thereafter, they must be given the opportunity to respond and to reduce or quit the noise (depending on the type of noise). Along with communicating the claim to the tenant in question, landlords can also ask surrounding residents if they have heard the same disturbances. Remember that noise complaints are not always caused by a direct neighbor. It could be caused by friends visiting a resident close-by, tenants residing in the property a few units away from you, or someone coming into the property late at night slamming doors after a work shift. Whatever the disruption is, be honest with the landlord. Jump To: 1. Do Apartments Have Quiet Hours? 2. Use Thick Carpeting Tips from a Landlord on Dealing with Noise in an Apartment Speak to the landlord first. Before you make a complaint, get their advice on what you should do if you are experiencing a noise problem. This can also protect you from approaching a neighbor and it ending in conflict. You can contact your landlord by email, telephonically, or in-person. The next step is to explain the situation. If you are not making a case, tell them you are looking for advice. You could even create a hypothetical circumstance prior to presenting your documented noise claim. Landlords will Guide and Counsel New Tenants If you are applying for an apartment, the prospective landlord will breakdown the rules and the regulations of the apartment complex. Tenants who are investigated and found to infringe the noise regulation will be issued with a warning. If they continue to cause a problem despite the warning they could be issued with an eviction. This depends on the severity of the disturbance and the validity of the claim. Check Your Lease Concerning Noise in and Around the Apartment Most landlords will create a policy surrounding apartment noise. The purpose is to maintain the safety and peace of tenants and the community at large. You should find a definition of excessive or disruptive noise in your lease. You may also find the details concerning quiet hours in the complex. If you cannot find this information in your lease agreement, speak to your landlord. There should be a complex rule or set of rules concerning noise in an apartment. Soundproofing an Apartment and Dealing with Noise From rugs and sealing kits to soundproof a door, you can get creative with accessories and furniture; however, ultimately controlling the noise will depend on where it is coming from and what is involves. For example, loud thuds across the ceiling caused by an upstairs neighbor may not be considered reasonable noise. You have the option of speaking to the neighbor about the noise, talking to the landlord for advice, or finding ways of concealing the disturbance. Always document the noise you are experiencing and record the sounds with time stamps. Preferably video to show the level of noise inside your apartment. With evidence and speaking to your landlord, you can determine which steps you should take to make your home a peaceful, relaxing space. If you have any questions concerning apartment noise, speak to the team at Apartments Near Me.

  • Decorating Your First Apartment On A Budget

    Once you've settled into your first apartment, it’s time to start decorating! This is the exciting part about renting. It gives you the opportunity to personalize your home and the good news is that you don't need to spend a lot to create an Instagram-worthy space. Picking the right decor can also go a long way to prevent your rental from looking, well, just a little bit sad... In our guide to first time apartment decorating, we explore some must-know tips for those who aren't moving into a fully furnished apartment and need some help making their rentals look and feel like home. Why You Should Decorate Your First Apartment You walk in the door after a long day at work only to be surrounded by the four walls of the apartment and a few key pieces of furniture. There's not much to uplift your mood or to make you feel comfortable and relaxed. There's also not much to entertain family and friends. You may not know it, but surrounding yourself with color, accessories, and functional pieces can easily turn your drab apartment into a trendy and practical space. With our tips, you'll soon be on your way to achieving every decorating success. Let's start with furniture and accessories for first-time renters. Heard of Multi-Use Furniture? It’s a Great Addition to Any Apartment on a Decorating Budget Multi-use furniture consists of a single piece that you can use in different ways. Examples include the combination of a dresser and a mirror, an ottoman with legs to use as a chair with added storage space, or a bed with hidden storage in the base. These items can go a long way to providing essential storage while helping you decorate on a budget. Flat-Pack & Ready-to-Assemble Furniture For any first-time renter of a small apartment, flat-pack or ready-to-assemble furniture is available in many contemporary styles including bookshelves, tables, modular shelves, and TV display units. Flat-Pack furniture is available in wood, chipboard, and fiberboard with realistic wood grain or smooth finishes. It is one of the least expensive types of furniture to decorate an apartment while taking up less space. This makes it the perfect choice for a small apartment while shopping for furniture on a budget. These items do not come fully assembled which is part of the reason you pay less for each piece. When you purchase a bookshelf for example, you receive the boards, the fixtures, and the accessories that you are required to put together. It is a bit of a DIY task, but well worth the effort once your fully assembled shelf, bed, or desk is ready for use. Ready-to-assemble furniture is also ideal for first-time renter who doesn’t want to spend too much on furnishing the apartment. Jump To: The Beauty of First Time Renting Maintaining the Condition of Your Apartment Bring Plants In If you’re an avid gardener or wish to get started on planting your own greens, there is no better time than in your first rental! If you have a balcony, all the better to decorate with some lush green plants that add freshness and positive energy to the space. A popular apartment decorating tip is to purchase pot plants or containers to place on a sunny windowsill and to grow your own herbs or vegetables. There is certainly nothing better than adding a few sprigs of fresh celery and mint to your salad from a home-grown garden! If you don’t have green fingers but still want the appeal of apartment greens, then artificial plants including cactus and broad-leafed plants will provide the exotic look and feel without the maintenance! Think About Saving Money with Used-Furniture Today's used furniture is about finding key investment and vintage pieces in high-quality wood finishes that will last a good few years. It's about knowing what to look for and then getting it at the right price so not only do you save but you also score a unique item of furniture for your new home. You can find a variety of styles and at a fraction of the cost of brand new pieces whether you shop online or in-store. With some research and careful furniture selections, you can invest in some solid pieces that would last a lifetime. And don't be put off by old or worn pieces. Many of these items simply need a makeover. A fresh coat of paint, reupholstered material and a good sanding can bring many styles of old or damaged furniture to life. Giving thrift furniture a good clean can create an impressive conversational piece when you invite guests over! Spruce Up an Old Sofa with Pillows and Throws If you don't have a sofa as a first-time renter, the next item on your decor list should be a suite you can afford, but with so many styles and fabrics how do you know which is the right one? The sofa you choose all depends on the price and the style. L-shaped sofas can create a comfy space while single chairs need to be properly positioned or they could look chunky in a small living area. Look around for online deals and purchase what you can afford, then decorate with scatter cushions. A combination of scatter cushions and textured throws are affordable and easy ways to make living rooms feel cozy. You can also find more DIY decorating ideas for a small apartment by visiting: affordable-diy-tips-to-make-your-small-apartment-look-amazing. Jump To: Why You Should Work With What You’ve Got? Hanging a Shelf Within a Shelf Decorating Tips for Each Room in the Apartment Create a Contemporary Entrance Keep the clutter to a minimum. You don’t want to feel overwhelmed the first time you walk through the door. Your new space should be light, airy, and spacious so you can freely express yourself, relax, and feel safe. The easiest way to make your new apartment look modern and attractive is to create a neat entryway. A clothes hanger, storage boxes, and a contemporary rug are simple and affordable ways to create a positive impression the moment you walk through the door. Tackle the Kitchen You can easily give your kitchen a makeover without a stitch of paint or adding fixtures. Introduce storage canisters that keep your countertops neatly organized. You can also use something like a portable wine rack to organize your spices, dishcloths, and similar items. A kitchen can feel modern when you know how to keep your cooking utensils and groceries neatly organized. Hang a Shelf within a Shelf! Did you know that you can purchase slide-in or clip-on shelves that you can place in a kitchen cabinet? These features do not require fixtures and you can take it with you should you move at the end of your lease. It creates more storage and helps you keep things off the counter and packed away. Use Your Bed for Storage If your bed is propped up and you have a cavity, you can use this to store goods. Purchase a pull-out shelf or storage container you can place under the bed. This will help you manage your valuables and ensure that it is always within reach. Accessorize Your Bedroom The bedroom is a space where you can unwind. With scatter cushions, decorative features that you love, and the smart use of furniture for storage, your bedroom can become a modern oasis. Jump To: What is a Flat-Pack or Ready to Assemble Furniture? Let’s Take a Look at Used Furniture Avoid Fixtures in Your Apartment As a first-time renter, you may want to add shelves, change the color of the walls, or hang some interesting artwork but fixtures that include knocking into walls or repainting are not generally permitted unless it’s approved by your landlord. Tenants should always maintain the original condition of the apartment to prevent losing the security deposit. What you can do is get creative by introducing alternative decorating and design ideas. These include vases with fresh flower arrangements, contemporary ornaments or keepsakes, and photo frames with a stand so you can display your favorite pictures without damaging the walls. Try to Work with What You’ve Got Get creative with the accessories and furniture you already own. Sometimes you just need to add a few pillows in a striking color or a rug to add warmth to the room. You can also try your hand at a few DIY projects from painting terracotta pots to reusing and repurposing mason jars or woven baskets for decor and storage. Jump To: The Best Tips for the First Time Renter Bring Plants In Maintaining the Condition of Your Apartment Keeping your apartment well-maintained will go a long way to passing your move-out inspection. Address any damages or wear and tear by bringing it to the attention of the landlord to avoid complications when your lease expires. The Beauty of First-Time Renting Renting for the first time provides independence and pride. Once you’ve managed your finances and settled into your new home, the most exciting part of your new space is adding the accessories and the features that you love. If you lack space, consider simple apartment storage solutions and inexpensive additions that keep you organized while making for a practical home. Another tip is to read your lease terms concerning changes to the interior. If there is a change you need to make, call your landlord and speak to him or her about it. A simple phone call or email can prevent losing your deposit. Ready-to-assemble furniture, plants, pillows, and accessories will add the value that you are looking for. It also reflects your personality which makes you feel more at home. At the end of the day, your first-time rental should be exciting, fun, and rewarding! By thinking outside of the box and looking for a good deal, you can decorate and come in under budget. With only a few additions you can transform your space and it doesn’t have to cost a fortune! Jump To: The Sofa or the Pillows Makeover Your Kitchen

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